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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am going to Italy my fiance she is a Dominican Republic citizen and a legal permanent US resident Italy requires a visa for her, among other documentation she needs insurance is one what you command that is basic so the visa can be issued from your company atlas looks good to me

A:
Thank you for contacting Insubuy for your insurance needs. Yes the Atlas International plan will meet the basic Schengen visa requirements. It is recommended that you purchase the plan with a $0 dollar deducible as some consular officer will request this at the time of appointment. You can find other eligible plans here.
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Q:I found your site thanks to another Au Pair currently living in the USA. I need to purchase a Travel/Health Insurance for two weeks, from August 25th to September 8th. I have several questions: - I don't really understand the "Deductible". I read the description but don't know what this means. - I plan to rent a car in California and I know the Rental Cars Agencies ask us to be covered , otherwise we have to pay an extra for the LWD. Does the insurance your provide covers Car Rental Insurance needs?

A:
The deductible is an amount you choose to be responsible for in the event of a claim. If you go to a doctor for a new illness and you have chosen a $250 deductible then you will have to pay the first $250 before the plan will pay anything. The plans do not offer rental car coverage. If you need additional assistance please feel free to contact our office.
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Q:I need an insurance plan to meet the basic requirements for the J1 visa, where can I find plans available to me?

A:
You can purchase any of the comprehensive plan from our J1 visa insurance section
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Q:Travel Health Insurance Quote I need to get a short term health insurance quote for my girlfriend (she is Zambian, age 24, no pre-existing conditions). I am having trouble accessing the website currently. We will be traveling from Zambia to Tanzania on April 5th and then to the US on April 9th. She returns to Zambia on April 19th. I would like a quote for $0, $250, and $500 deductible plans with $50,000 , $75,000 , and $100,000 in total coverage. This would be an emergency/crisis plan to include hospital stays, medical evacuation, and potential repatriation of remains. Coverage dates would be April 5th to April 19th inclusive. Will be paid in full upon receipt of cheapest plan. Please reply to this email with available companies and premium prices. Thanks!

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas America plan that will provide her coverage anywhere in world except her home country. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions feel free to contact our office. We will also try to call you very soon.
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Q:Insurance for our travel to US We are residents of India and are traveling to Washington DC in Mid March and will stay for 4 months in Rocwille, Maryland, with a possibility to extend max -6 months. My wife is 66 years and self is 73 years. Please recommend suitable cost effective policy for both of us, explaining the features, inclusion and exclusions. Please respond giving details of your office location.

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. All the plan fall into two categories fixed plan- Very basic coverage, low cost and Comprehensive coverage- cost more and provide very good coverage. We have sent you the quote in a separate e-mail. Please check your e-mail. Meantime, you can visit our website at, www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Next to each plan you will see how plan works with example, brochure, certificate wording , ppo network etc. We are located in Dallas, TX USA. Please feel free to contact us if you have any further questions.
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Q:Request for international supplemental coverage My boss is looking for an international supplemental coverage. In USA, he has Medicare that fully covers him in US but he would like to have an international coverage as well. I would appreciate if you offer International Supplemental coverage.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that provide him coverage outside USA. But before we suggest any plan would like to his age, home country and how long he needs coverage. Once, we get these information will be glad to suggest you some insurance plan accordingly. Meantime, You can visit our website at, /travel-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. Thank you very much for your prompt response. Name: David A. Jones Age: 67 Home country: USA Length of coverage: 1 year He used to have corporate insurance plan with Aetna global but now we are looking for private international insurance for him. Kindest regards, Thank you for your quick reply. You can purchase Patriot International plan for him. Patriot International brochure, instant purchase and other useful information, /patriot-international-lite-insurance/ You can compare it against other plans at, /travel-health-insurance/ If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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