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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Atlas Essential America I was looking at Atlas Essential but with a $100K policy. The plan says 75/25 of policy maximum, it really is a $75,000 policy. Say the hospital bills are 70,000. I am guessing they will pay 70,000 of the bill. Can you verify my assumption?
Q:Claims Process Thanks! Can you also explain how the international including USA insurance option works? Is Singapore in the list of covered countries? Will the benefits internationally be similar to what we get in the US? How will we find a doctor or hospital? Also, how will the claims process work? Will it be cashless (after the deductible is met) or will we have to pay the bill on our own and then file for reimbursement?
Q:Policy Max for 80 year old Dear Sir/Madam: I am looking to buy Health Insurance plans for following 3 visitors coming from India MOTHER - 84 years of Age BROTHER - 62 years of Age SISTER - 56 Years of Age I want coverage of USD 100,000 for latter two (with deductible of $ 250.00) and about 250000 for my mother (deductible of $500). Their stay is from March 23rd to Sept 13. Can you please send me a QUOTE for three of these. Is there any AGE LIMITATIONS for my MOTHER? Appreciate the feedback.
Q:Discounts for Visitors Insurance I need to buy Visitor Insurance for my guests for 6 months. Do the plans mentioned in the Insubuy cover OPD and Hospitalization as well? I need it for 5 months. Is there any deal or discount that I can make use of before buying the deal?
Q:Pre-existing conditions 70 year old Hello, I'm looking for medical insurance for my 70 year old relative who will land in US on March 19th and leave on June 5th. She will not be travelling to any other country. She had open heart surgery in 2014 and takes medications since. She had cataract surgery in 2015 and takes eye drops. Please let me know, what plans would cover, if any of these conditions reoccur.
Q:Insurance Order - Facing Difficulties I just tried to place an order for insurance, the website got to the place where it asks for all the info. on the credit card and after saying place order the website hangs-up, please let me know how this can be fixed ?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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