Ask Our Specialists

Hello, Thank you for contacting Insubuy for your insurance needs. Simply visiting a cardiologist for discomfort is considered to be a general physical check up with a specialist related to a pre-existing condition, and this is not typically covered. An acute onset of a pre-existing condition is something that is life threating . Please use the link below to see a detailed explanation on an acute onset of a pre-existing condition. Acute Onset FAQ; /visitor-insurance-acute-onset-of-pre-existing-conditions/ Thanks for your response. Actually i am planning to take my parents to cardiologist when they come US. Does this belong to routine physical check up? Is there a plan which fits my situation? Thanks Hello, Unfortunately, there is no plan on the market that will cover for any routine checkups for visitors. There is no plan on the market that will cover such visits. If you are wanting to take them for a preventative checkup this will be any your own expense. If you need any further clarification please feel free to contact our office. One more question. If my parents have a cold or something uncomfortable, they need to visit doctor. Is this covered by your insurance? Thanks Insurance will pay for whatever treatment medically necessary as long as it’s not pre-existing or preventive care. So as long as cold or flu is new sickness that will be covered. Please read article below, /what-is-visitors-insurance/ Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.

Hello, Thank you for contacting Insubuy for your insurance needs. The link that you have provided has all of the information that you need about the plan and to generate a quote for coverage. If you use the link listed below you will have access to the plan brochure that will provide you all of the plan benefits. You will also be able to review the legal certificate wording that will detail all of the specifics about the plan. You Please contact our office if you would like to discuss this plan with a licensed agent. Atlas Group Insurance: /atlas-group-insurance/

Thank you for your interest in purchasing insurance through us. At age 70. You can get maximum $100k to $150k not more than that. Please visit our website at /new-immigrant-insurance/ Please select policy max. $50k or $100k-$125K. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.

Thank you for your interest in purchasing insurance through us. Answer for your questions below: 1. Deductible is the amount you must pay before insurance pays anything. No. In order to have insurance you need to pay only premium. Deductible you will pay only if you need to use the insurance. You choose higher/lower deductible. If you take lower deductible your premium will increase and higher deductible you will pay lower premium. 2. While getting the quote on our website at www.insubuy.com Please select coverage area international including USA. So you will get the plans that provides coverage anywhere in the world except your home country. 3. Probability of using $200k or $500k is very less for whoever is taking that policy max. That’s why there is minimal difference in the premium. We always suggest to take higher policy max. 4. Yes. Please visit our website at www.insubuy.com Enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.

Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies.. None of the short term plan for an international visitor will cover routine maintenance or dr. visit for the existing conditions. We have many plans that covers acute onset of pre-existing conditions. From 08/15. Under some plan you can get $25000 coverage under acute onset of pre-ex up to age 89yrs. More information on acute onset of pre-ex at,/visitor-insurance-acute-onset-of-pre-existing-conditions/ If you send his travel date, which state do you need coverage will be glad to send you quote also. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.

Thank you for your interest in purchasing insurance through us.. We have sent quote in a separate e-mail for your parents and in laws. Our system by default send quote with $250 ded. But there is drop down box for ded. You can choose the ded. And get premium accordingly. Meantime, you can visit our website at www.insubuy.com You have to get separate quote for your parents and in laws. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. You can purchase either Patriot America plus or Atlas America. Both of them very similar plans. Please feel free to contact us if you have any further questions.