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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Visiting USA: Specialist Doctor Insurance question My parents will be visiting soon from India to USA. Is it possible for them to have a medical consultation from a specialist in USA? What type of insurance is required for the same? Will it cover just the visiting charges and the investigations which the specialist requests after patient evaluation?

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker, and offer all of the major plans available on the market. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. These plans will not cover pre-existing conditions, routine doctors’ visits, immunizations and preventative treatments. You may use the link below to view the available plan options. You may also obtain a plan recommendation by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:Pregnant: needs International health Insurance I am currently pregnant and shopping for an international (or travel) insurance. I travel a lot and would like to understand my options....I am 5 months pregnant, am 34 years old and am a non-smoker. I would appreciate if you could advise what other information you need in order to start building an insurance plan.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. What kind of insurance are you looking for? Plans will cover any new accidents or new illness that occur after the effective date of the policy. Anything related to pregnancy would be excluded from the policy as this would be considered a pre-existing condition. Please provide your country of citizenship and where you will need coverage so that a proper plan recommendation can be made.
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Q:Health Insurance for traveler to USA Hello, My father is travelling from India to USA for 12 days. He has a heart condition I would like to know what kind of insurance he should buy?

A:
Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know his age, travel date and which state does he need coverage? Once we get information will be glad to advise some plan and send quote by e-mail. As a broker we provide insurance from most of the major plans available in US Market.. But keep in mind there is no short term insurance for an international visitor which covers pre-existing conditions. However, some plan has acute onset of pre-existing conditions for age below 70yrs. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Traveling abroad from India I am customer of Insubuy and previous i bought insurance for persons travelling form India to USA . I had a question, can i buy insurance for my mom travelling from India to Japan ..? which insurance do you suggest ..? I Live in USA but my mom is from India and travelling to Japan for 2 month vacation.

A:
Hello, Thank you for contacting Insubuy for your insurance needs. There are plan options for anyone who is traveling outside of their home country. Please use the link below to find plans that would be available for her travel and to generate a quote for coverage. Travel outside of the USA: /travel-health-insurance/
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Q:$50,000 policy max for visitor to USA I am travelling to USA on 28th April 2016 from Mumbai and will be there till 12th July 2016. I would like to know about your plan for 50000$. can u please let me know the premium and the premium coverage. Thanks

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. Essentially, all the plan fall into two categories fixed plan and comprehensive plan. Fixed plans cost less and provide limited coverage while comprehensive plans cost more and provides better coverage. We have sent you quote in a separate e-mail. Please check your e-mail. Meantime, You can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:Visitor to USA To whom it may concern, I would like to inquire about the insurance plans that you can provide. I am looking for a healthcare insurance provider for a 68-year-old male who will be travelling to the USA soon but is not a resident there. He prefers arranging his matters regarding insurance beforehand. I would like to know the different packages that you offer for people who travel to the United States on an occasional basis. If you could send me a comprehensive email containing the range of international medical insurance and travel insurance products that you offer along with a list of quotations for them, we could make an offer and consider purchasing an insurance package accordingly. I would really appreciate it if you could send me this information as well as any other relevant details that you think might be important with regard to this query as soon as possible. I eagerly await your reply and look forward to hearing from you.

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. Essentially, all the plan fall into two categories fixed plan and comprehensive plan. Fixed plans cost less and provide limited coverage while comprehensive plans cost more and provides better coverage. If you provide insured age, travel date and which state do you need coverage We will be glad to send you quote in a separate e-mail. Meantime, You can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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