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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Pre-existing conditions USA visitors I am a resident of India. My daughter who is living in USA intends to buy a patriot america plus insurance for our upcoming three month visit to USA for myself and my wife. I am 64 and my wife 61. We are looking for a $500000 insurance. The wordings at different places on acute onset of pre existing condition is confusing. At one place it says coverage to policy maximum and at another place it is limited to $25000 for under 70 years of age. If we look at Atlas America the wordings are clear, it covers to the maximum.Can you confirm which one applies to me? We suffer from mild hypertension under control with medication for the last 10 years. I need to know if there is a heart attack, how will this be considered in this insurance? Please clarify.
Q:Coverage Info for Atlas Comprehensive Coverage I am looking to buy Atlas Comprehensive coverage for my parents visiting US. We plan to visit Mexico for 1-2 weeks vacation, does the plan covers them during their visit to Mexico?
Q:Visitor Insurance Plan, Pre Existing Conditions My Mom's DOB is 1/10/1945 and has Diabetes and One kidney only. I have few questions for you: 1. Do we get insurance bargained rates from the PPO in network service providers even if visiting for pre-existing conditions and insurance doesn't cover the visit? 2. If there is an accident related injury but the pre-existing condition aggravates the condition, will insurance cover the same? 3. For 70+ and diabetic patients, is their a maximum hospitalization cap other than the policy max?
Q:I would like to get quotes for health insurance for my daughter who is currently attending Flagler College. She is an international student. The school has some criteria that need to be met before she can apply for the waiver which are; No exclusion to pre- existent condition. 100% preventive care. The deductible cannot exceed $500 per accident or illness. No provision for co- insurance that exceeds 25%. The repatriation expense in the amount of no less than $25,000 and expenses associated with medical evacuation of the student to the home country of no less than $50,000.
Q:I need the ACA insurance for my J visa requirements.
Q:US Medical Insurance for Visitor I want to travel with my father to US. Plan is he will stay with me for 6 months and then come back. Need your help for getting a medical insurance for him during his stay in US Some points to consider: Coverage of pre existing condition. He has a heart condition Also Cancer coverage. Please let us know the quotes for the same.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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