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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Payment: US dollar vs Indian Rupee Whether premium is to be paid in US Dollar or Can be paid in equivalent Indian Rupee?

A:
Policies are paid in USD you are able to use an international card as long as your bank allows for international charges.
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Q:Parents over 70 visiting USA; Insurance needed My parents are visiting United States in June. Both my parents are above 70 and will be in United States for six(6) months. I would like your suggestion to purchase the Atlas series health insurance plan or any other plan that would has the Acute onset of pre-existing conditions. Please let me know my options and also provide me with the quotes for the same.

A:
Thank you for contacting Insubuy for your insurance needs. The Atlas America plan will only cover the new accidents and new illness that occur after the effective date of the policy for the age above 70yrs. Updated 08/15: We have some new plans that provides acute onset of pre-ex up to $25000 for age 70-89yrs More find more information on acute onset of pre-existing conditions at, /visitor-insurance-acute-onset-of-pre-existing-conditions/ In order to provide an accurate quote for coverage, please provide their exact age, , dates of coverage and state in which coverage will be needed so that we can send you quotes for the same. Meantime, please visit our website at, www.insubuy.com Please enter appropriate criteria. You will find many plans. You can narrow by the plan with pre-existing coverage. Please feel free to contact us if you have any further questions.
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Q:Mother visiting USA, visitor insurance needed My mother (60 years old) is visiting me for 6 months. I need to know the best comprehensive insurance plan. I did look at Safe Travels USA Cost Saver, Patriot America, Liaison Continent A and B. But need help in picking the right one.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot America Plus plan. Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/ You can also compare these plans at www.insubuy.com If you have any further questions feel free to contact our office.
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Q:Patriot America Plus Fulfillment Hi, I was interested in purchasing the Patriot Plus visitors insurance for my parents who will be visiting me soon. Can I buy the insurance a couple of days before they come? Will I get the necessary documents/cards electronically or will everything come by post? I am just trying to understand if it I will have all the necessary documents with me in case I buy 2 days before they arrive in the USA.

A:
Thank you for your interest in purchasing insurance through us. Yes. You can purchase insurance couple of days before their arrival. As soon as you purchase insurance you will receive confirmation by e-mail. Which will have virtual id card and physical documents will be mailed to you next business days. Virtual documents are good enough to carry during their travel. Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/ Please review this plan and if you have any further questions feel free to contact us.
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Q:I would like to know about your available plans for J-1 visa holders. The insurance should cover medical benefits of: (1) at least $100,000 per accident or illness; (2) repatriation of remains in the amount of $25,000; (3) medical evacuation to home country of $50,000; and (4) deductible per accident/illness not to exceed $500. I am interested in a plan starting on October 1 with the possibility of renewal. (In your quote, please mention whether renewal fees apply.)

A:
Thank you for your interest in purchasing insurance through us. You can obtain a quote here. Once you have entered the required information you will see the plans and their cost. We don't have enough information to send you the quotes. We would need your age, the state, and the dates of coverage as well as the J1 activity. The plans offered in this section of our website meet the standard J1 visa requirements as listed above. You can also contact our office for assistance with obtaining a quote and to answer any questions you may have.
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Q:I am about to purchase travel insurance for my visa appointment next week in Wednesday 31st of August. Do you think that I will be receiving my insurance card before that , or any print out once I purchased by online?

A:
You will receive virtual documents in an email within 15-20 minutes of your purchase that will be sufficient for use in your travels.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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