Ask Our Specialists

You can consider purchasing Atlas America plan for your mother at /atlasamerica-insurance/ Yes, those conditions will be considered as pre-existing conditions. Insurance will not pay for any routine dr. visit for the existing conditions. However Atlas America provides acute onset of pre-ex up to age 69 yrs while Safe Travels USA Comprehensive plan provides coverage for acute onset of pre-existing conditions up to age 89 yrs but it has exclusion for cardiac disease and conditions. Please find more information at /visitor-insurance-acute-onset-of-pre-existing-conditions/ You can compare these plans at www.insubuy.com If you have any other questions, please feel free to contact us at any time.

Thank you for your interest in purchasing insurance for your family. 1. Safe Travels USA Cost Saver will cover anywhere outside the home country and everywhere in the U.S. 2. No special benefits for infants. 3. You can visit any provider of your choice. However, if you visit a provider within the PPO network, they are more likely to recognize the insurance, bill the insurance company directly and charge you the network negotiated fees. 4. There is no concept of copay in short term plans. After you pay the deductible (which can be $0 as well), the insurance will pay 80% for the first $5,000 in eligible expenses, you will pay 20%. After $5,000, it will pay 100% up to the policy maximum. You can purchase it online at /safe-travels-usa-cost-saver-insurance/ If you have any other questions, please feel free to contact us at any time. Thanks for the response, That is a brilliant news for me. :-) I have few more queries If i visit a non-network provider does that mean i have to pay the entire consultation fee from hand and then claim it from the insurance company? Does "Patriot America Plus" also cover entire United states or the policy is applicable to only specific state? Does "A.M. Best ratings" represent the financial health of the Insurance company or the way they handle medical claims? It is at the discretion of the physicians’ office whether or not they would like to bill directly as there is no PPO network, so there is a possibility in this case that you may have to pay out of pocket and file a claim for reimbursement. The Patriot America Plus plan will cover the insured person anywhere outside of the country of citizenship to include all 50 US states. A.M. Best rating is the industry’s standard measure of the insurers financial performance. It has been mentioned that "Safe Travels USA Cost Saver" is a secondary to any insurance applicable and the Primary Insurance is "Safe Travels USA". My final query is, could i simply buy "Safe Travels USA Cost Saver" without buying another insurance and be fully covered (up to Policy Max) during my stay in the USA? That’s correct. Safe Travel USA cost saver is secondary and Safe Travel USA is primary insurance. Safe travel USA cost saver will be secondary to any other insurance your visitor will have in USA. You don’t need to purchase other insurance. Primary and secondary insurance will be applicable mostly in case of car accident or if someone falls at some tourist place etc. Please let us know if you have any further questions. Thanks a lot for answering all the queries, i really appreciate it. I have finalized "Safe Travels USA Cost Saver". If you need any help feel free to contact us. Have a great day!

Thank you for contacting Insubuy for your insurance needs. The plans will automatically send you virtual copies of your document that you will be able to access immediately after purchase. As we are not familiar with the Iranian postal system, we cannot estimate the arrival time for your physical documents. If you need any further clarification please feel free to contact our office. Good day sir , can you please give any contact number where i can contact directly. Please feel free to contact our office at (866) INSUBUY (467-8289). All agents that answer are licensed and will be able to assist you.

Please look at /atlasamerica-insurance/ It will cover only the complications of pregnancy up to 26 weeks of pregnancy. It will NOT cover any normal, routine or expected expenses related to pregnancy. Please read the policy details carefully. Can you please give me the contact details for atlas America insurance? I see it covers up to 26 weeks of pregnancy but I would like to confirm whether is this applicable for the traveler who is already conceive (18 months)? You can speak with any licensed agent in our office as we are very familiar with the details of this plan. The Atlas America plan will cover if conception as already happened. Please see the following link to the Pregnancy and Maternity FAQ that will have more information about the complications of pregnancy coverage. Pregnancy / Maternity Coverage FAQ: /us-visitor-insurance-for-pregnancy-coverage/ If you would like to contact our office and speak with a licensed agent you can reach us at (866) INSUBUY (467-8289).

This rate is regulated by govt. so unfortunately this rate is not negotiable. Please read below faq, /best-visitors-insurance-deals/ Please feel free to contact us if you have any further questions. Thanks for your prompt response. Can I pay the premium on monthly basis? Please advise. Thanks. Yes. So select start date 05/25 and end date 06/24. You can renew the policy online before 06/23 using link below, /safe-travels-extension/ Please let us know if you have any further questions. Thanks again. Can this be made as auto-recurring? I don't want to miss my payment schedule. Your response is much appreciated! Short term plan for an international visitor does not allow automatic monthly charge on credit card. But we will send you three renewal reminder. First in 2wks in advance, 2nd in 1wk advance and 3rd in 1 days in advance. So you can renew the policy online or give us a call at (866)INSUBUY and any agent in our office will be glad to renew the policy over the phone. Please let us know if you have any further questions.

There is no plan for an international visitor which covers pregnancy if you are already pregnant.