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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I plan to purchase the student secure plan. Should my school not accept the insurance, will I get a refund for it?

A:
Please see the cancellation information for the Student Secure plan here. If you need additional assistance please feel free to contact our office.
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Q:I am a transfer graduate student in Umass, a J-1 holder. I will stay here until May 20, 2017. My date of birth is 1989-02-08. I am writing to consulting whether your insurance could be comparable for my case. I am not clear about the specific requirements of Umass Health Service. The person in charge just told me I should have a comparable one if I don't buy the campus insurance. Here's the link of their requirement: If you could recommend some plans for me ( or whether this is just what i quote from your website?), I could ask the University's health service whether it is comparable or not before I pay for that. Thank you so much for your help. Looking forward to your reply.

A:
Thank you for your interest in purchasing insurance through us. Unfortunately, the plans you would be able to purchase outside of the university will not be comparable to the plan they offer since that plan is a domestic plan. You would have to purchase the plan from the university to be able to meet that requirement. If you have additional questions please feel free to contact our office.
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Q:Do you have an insurance plan that waives the Boston University international student requirement?

A:
Unfortunately, there is no plan on the outside market that is ACA compliant that you can purchase. The only way for you to have a compliant plan is to purchase directly from the university. If you have additional questions please feel free to contact our office.
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Q:Do you have an insurance that meets the requirements for the University of California - San Diego?

A:
Unfortunately, your requirements state you must have a plan that meets ACA requirements and the only way to meet those requirements will be to purchase the plan through your university. The plans that can be purchased on the market will not meet the requirements as listed. If you have additional questions please feel free to contact our office.
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Q:I am a graduate student at the University of Texas at Austin. May I please ask if you have cost-effective insurance plans that meet my school's requirements?

A:
Unfortunately, according to your requirements you must have a health insurance which complies with the PPACA. The only way to meet this requirement is to purchase directly from the university. The plans that are available on the outside market will not meet this requirement. If you have additional questions please feel free to contact our office.
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Q:Coverage state to state? Hi I live in Chile and plan to visit the US for three weeks with my son. I selected your online offer for medical insurance during this time. In the buying process I'm asked for the state I want to travel to. Problem is that we’ll visit various cities (Miami, San Francisco, Chicago, Washington DC and New York). Obviously I'm looking for coverage for the full trip, not only for one state. Is that guaranteed? If so, why do you ask for a state? Kind regards

A:
Hello, The reason the state is asked for is because there are some state restrictions. When providing the state choose the state that you will be using for your mailing address. Once you have purchased a plan it will cover you in all the states.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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