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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Travel Medical Insurance, husband USA citizen, wife non Schengen Romanian citizen Is it possible to get visa letter in French as well as English? I am not sure how to go about ordering the insurance, since one of us is a citizen of USA, me, and the other is an EU citizen, but from outside of Schengen area, Romania. my wife. Would this necessitate a separate visa letter for each of us? We need insurance from this weekend thru October, possibly thru the end of the year. Should we order it separately or as a married couple, since there is no way to indicate citizenship of spouse. Which of your carriers, Patriot, Atlas or Safe travels. It appears that your company and not carrier is key to having good results should something happen.

A:
The Patriot International and Patriot America plan can be requested with French visa letter. Upon making you purchase please send an email to info@insubuy.com including your certificate numbers and we can have these letter produced. As there are different countries of citizenship different plans would be required for purchase. For a US. Citizen please us the following link to purchase your coverage. Patriot International brochure instant purchase link: /patriot-international-lite-insurance/ For a non U.S. citizen please purchase the following link to purchase coverage. Patriot America brochure & instant purchase link: /patriot-america-lite-insurance/ I got near the end of application and did not find any option to have Schengen visa letter sent via email. Can the insurance info be sent via email and especially the visa letters, including a letter in french, certifying we are insured? I lost all info when I hit continue at near the end of application, do I need to save application first before I hit continue? Ida is a dual citizen of Hungary and Romania with Romania as her home country. For her government issued ID should we use her national id card number from Romania? Should I use my passport number or social security number for my USA government ID number? We are living in France and plan to remain at our current address, should we use the address here or should I use my official address in the USA or Ida's official address in Romania? Upon making your purchase you will automatically receive your policy documents via email, to include your visa letter in English. You will immediately after purchase send the email requesting French visa letters to the email previously provided as this will be a special request that will be done at it is not standard for a visa letter to be in French. Be sure to include your certificate numbers in this email. It is not necessary to save information as you progress as the information should be available unless the application has been open for an extended period. The government issued ID that is being requested will be your passport numbers. You can use your French address if that is where you are both currently residing this is only used for delivery of policy documents. If you have any further questions please feel free to contact our office.
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Q:Hi I am looking to travel to the USA for 10 days and will be 22 weeks pregnant - do you have a policy that you can recommend that will cover me for any pregnancy complications that may arise when i travel?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas America plan which covers complication of pregnancy up to 26wks for Non US Citizen visiting USA. Please see the certificate wording to know more about coverage on complication of pregnancy. Please feel free to contact us if you have any further questions.
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Q:We're a family of four (our kids are 2,5 ys and 1,5 months) and I'm looking for a medical health cover and insurance during our 3 months long stay in NYC starting 8th Sept 2016. We are non-US citizens (from Budapest, Hungary). It's important that we'd like to get my daughter vaccinated and bring her to the necessary well-baby visits while we're there. Please advise which plan would be suitable for us.

A:
Unfortunately, there is no short term plan which covers immunization for an international visitor. If you need, you will be responsible for all the expense related to that visit. Short term plan covers any new sickness, injuries or accidents that may occur after the effective date of the policy. It does not cover any pre-existing or preventive care. However, some plan provides coverage for an acute onset of pre-ex. Please find more information at Acute Onset of Pre-existing Conditions section. You can purchase Atlas America plan. Which is a family friendly plan. It means if one parent is insured child under 9yrs will get insurance at no cost. Please contact us if you need further assistance.
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Q:I have plans to buy visitor insurance coverage for my parents who visited USA last month. Please let me know if i find an insurance quote online and select VISITOR SECURE , and buy one . How do i know the list of network hospitals and how does the claim process go.

A:
The VisitorSecure plan does not participate in a PPO network so you are free to go to any provider that you select. It is up to the provider whether or not they want to bill directly as there is no PPO network. Please feel free to contact our office if you would have any further questions.
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Q:I'm trying to buy travel insurance for my mom and I have a question about age. My mom is coming to the U.S.. I would like to buy her an insurance that will start on Sep 12 and end on Nov 15. She is 69 now and her birthday will be in Oct.. So, when I buy the insurance for her, I think her age should be "65-69", since the insurance start date is Sep 12 and she will not be 70 yet on Sep 12. Please confirm it with me if my understanding is correct.

A:
Thank you for contacting Insubuy. You are correct she would not yet be 70 so the correct age to select is 65-69. If you have any questions please feel free to contact our office.
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Q:Traveling abroad medical insurance needed Can you tell me what type of supplemental insurance is recommended for traveling in Europe?

A:
Thank you for your interest in purchasing insurance through us. We have many plans that provides coverage in Europe. Please visit our website at, /schengen-visa-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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