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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I had previously bought the insurance from you, Again I am looking to buy the insurance, This time I am shopping for several places. I contacted **** insurance which is closer to my place, Why should i buy from you instead of ****. They are locally and near to my place they can provide better service than you. Price are same everywhere. Please call and discuss with me?

A:
As a broker, We provide insurance from most of the major companies available in US Market. Insurance premium is regulated by govt. so there will not be any difference in the premium. The difference will be in the service. Please read below article it has detailed information about why purchase insurance from Insubuy: Why Purchase From Insubuy If you provide insured age, travel date and which state do you need coverage will be glad to send quote by e-mail. Meantime, please visit our website and enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:I'm looking to buy visitor insurance for my family members visiting USA. I need to know what help do you do for claims and what can i expect you in claim help, please give us details. I work for Cognizant i get to know one Insurance company in California they are offering discounts, I want to make a decision soon, Family is visiting next week

A:
Thank you for your interest in purchasing insurance through us. As a broker, We provide insurance from most of the major companies available in US Market. Insurance premium is regulated by govt. so there will not be any difference in the premium. Please read Best Visitors Insurance Deals for more information. The difference will be in the service. Please read below article it has detailed information about why purchase insurance from Insubuy: Why Purchase From Insubuy If you provide insured age, travel date and which state do you need coverage will be glad to send quote by e-mail. Meantime, please visit our website and enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:inquiry on visitor insurance My parents aged 69 and 68 years are travelling to the USA from India for 2 months to visit my cousin and tour USA. dates aug 3,2016 to sept 30,2016. they are hypertensive and diabetic, so I would like to purchase visitor secure /inbound guest/atlas America travel insurance which covers acute onset pre-existing. but visitor secure quote was US$232, atlas America quote US$814. what is different in these? also the terms of insurance said, Indian residents need to take Government of India permission. I don't quite follow the meaning? could you please elaborate as to what permission needs to be taken?

A:
Thank you for contacting Insubuy for your insurance needs. The types of plans that you have listed Visitor Secure and Inbound Guest are fixed coverage plans. Fixed coverage plans will pay fixed amounts according to a schedule of benefits. Essentially, you would pay out of pocket for majority of the medical expenses as these plans cover very minimal amounts. The Atlas America plan is a comprehensive plan. The comprehensive plans will pay at a percentage so they would cover larger amount for the eligible expenses. Please use the link listed below to compare the plan side by side so that you can see the exact difference between the plans. Fast Comparison Visitor Secure vs Atlas America: /compare/visitor-secure-50000-vs-atlas-america-insurance/ If you need any further assistance lease feel free to contact our office. Respected sir/mam I would like to know if i buy this insurance from India , and don receive hard copy by the time i leave India, is it ok to have only the soft copy/print from internet? or can i ask my relative in US to purchase for my sake? The virtual documents that you will receive are more than sufficient for use. If you would like for your relative to purchase on your behalf that is fine as well.
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Q:Medical Travel Insurance Questions (Safe Travels) I am trying to purchase medical travel insurance through your website with safe travels. I am from Canada (a Canadian citizen) but I am currently traveling in Peru and will be continuing my travel across South America for the next 5 or 6 months. I want to purchase 5 months of travel insurance now with safe travels and was just trying to purchase it online but have some questions. As I am inputting the information online, it asks me for my destination so I put in "Peru" and it gave me a quote. However, I won't just be in Peru, so will that matter or change the cost? I want to make sure that I am fully covered for my entire 5 months of travel across south America. Should I still put in Peru or just leave it blank since I will be in multiple countries in South America? I won't be traveling in the united states and I am already in Peru now. Please respond and let me know asap so that I can purchase online immediately since I have already started my trip. Attached is the quote I got. Is this correct? Can I go ahead and make my online payment?

A:
Thank you for your interest in purchasing insurance through us. Yes. Safe travel International Cost saver plan will provide you coverage anywhere outside US and Canada. So you can enter primary destination Peru but you will get coverage any countries except US and Canada. Please go ahead and process the application. If you have any further questions feel free to contact us. Safe Travel International cost saver brochure, instant purchase link, /safe-travels-international-cost-saver-insurance/ Please feel free to contact us if you have any further questions.
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Q:Insurance for my Greece trip I am planning to take insurance for myself and my wife, and this is to cover my trip to Greece. I was browsing through some of the plans on your website, and noticed this plan called Atlas International, and kept 0 deductible, and for a total of 6 days I got a price of 11.88 USD for both of us (aged between 25-29). I have a few questions before proceeding further and buying this plan online. 1. Is this plan which I am referring above is valid in Greece? 2. If in case I find any discrepancies in my plan, can I update my policy preferences before my trip begins? 3. How will I get the policy documents after I make the payment? Please respond to the above at your earliest convenience.

A:
Thank you for your interest in purchasing insurance through us. Answer for your questions below: 1. Yes. 2. You can make any changes before the effective date of the policy. Please allow us at least 2-3 business days to make any changes. 3. As soon as you purchase insurance you will receive confirmation by e-mail. Which will have a link to print id card, visa letter etc. Atlas International brochure, instant purchase link, /atlas-international-insurance/ Please feel free to contact us if you have any further questions.
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Q:Insurance coverage to Germany Hello! I'm currently in Germany, but my permanent residence is California and I am an American citizen since birth. I would like to purchase health care for my short three-week visit here. How do I find out which doctors in the city I am visiting are covered?

A:
Thank you for your interest in purchasing insurance through us. There is no PPO concept outside USA. You can visit any dr. / any hospitals. It depends on the provider to send bill directly or not. If you need major hospitalization or some surgeries mostly hospital billed directly to the claim dept. You can purchase Patriot International plan. Patriot International brochure, instant purchase link, /patriot-international-lite-insurance/ You will find many other plans at, /travel-health-insurance/ Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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