Ask Our Specialists

Thank you for your interest in purchasing insurance through us. We recommend the Atlas International plan for this trip. Please see the link below for more information. /kailash-mansarovar-yatra-travel-insurance/ Atlas International brochure and instant purchase link: /atlas-international-insurance/ If you need additional assistance please feel free to contact our office.

Thank you for your interest in purchasing insurance through us. We provide insurance from most of the major companies. If you provide insured age, legal status, how long you need coverage, and in what state, we will be glad to suggest some insurance plans accordingly. Meantime, you can visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.

Can you please provide your complete area code and phone number? Or if you prefer, you can call our office 866-INSUBUY (866.467.8289) and enter ext 115 to speak with a Chinese speaking representative.

You can review the personal liability coverage details on page 20 of the Description of Coverage at /atlas-america/international-medical-insurance.pdf Complete details about Atlas America including purchase link is at /atlasamerica-insurance/ Please let us know if you have any other questions. Thank you for your prompt reply. I have read the details of liability coverage and have also got a quote from you website. All particulars remain the same as those in my original mail below except: 1. Deductible required now is $ 500 instead of $ 250. 2. Personal liability coverage is now $ 100,000 instead of the policy maximum. With these two changes, the premium amount quoted in your website amounts to $ 896.10. That is perfect. If your son needs any assistance with this purchase tell him to feel free to call our office.

Thank you for contacting Insubuy for your insurance needs. Please send your sponsoring organizations full list of requirements in PDF form so that a proper plan recommendation can be made. Thanks for reply We are not provided any specific Check list for it. It would be good if you suggest us a policy for $50000 then will discuss that policy with sponsors. The reason we would suggest you speak with your sponsoring organization first is $50,000 dollars in coverage is no longer a sufficient amount of coverage in accordance with the standards set by the U.S. department of States requirements for J Visa holders. The new standard requires a minimum policy amount of $100,000, repatriation benefits in the amount of $25,000 and medical evacuation coverage in the amount of $50,000. You can use the link below to plans listed based up the new required minimum for J visa holders set by the U.S. department of state. J1/J2 visa (Exchange Visitor) Insurance: /j1-visa-health-insurance/ Thanks we will reply you back soon. Once you have the specific requirements you can forward them to us and then we can recommend a plan based on the requirements. If you need additional assistance please feel free to contact our office. We will start by buying Atlas America (Comprehensive coverage plan) initially for one month then we will renew it after reaching USA. We are comfortable with this plan but there is no Dental facility included. How can you add Dental facility to this Plan? Thank you for contacting Insubuy. Dental is not a benefit that you can add onto a policy and it is not an included benefit. If you are wanting to purchase a dental plan there is a discount plan available. Please use the link listed below for more information about this plan. Careington Dental Discount: /individual-family-dental-plans/

Thank you for contacting Insubuy for your insurance needs. Please advised as to what type of visa you will be in the United States on as well as your age so that a proper plan recommendation. I will be on a L-1 visa and my family (wife & son) will be on L-2 visas. In order to be compliant with the Affordable Care Act you and your family would be required to purchase a domestic insurance plan that meets the 10 essential health benefits in order to avoid tax penalties assessed by the U.S. government. Any U.S. citizen or resident is required to have a compliant plan. These will be available to you for review upon your arrival into the United States and cannot be purchased before your arrive. Often these are offered by U.S employers, it is recommended that you see if you would be offered employer insurance upon your arrival. The plans on the Insubuy website are temporary solution for the interim period you are without coverage. The available plan will cover any new accidents or illness that occurs after the effective date of the policy unrelated to the pre-existing conditions. You can review the Patriot America Plan for coverage until you are eligible to enroll into a domestic insurance . If you have any questions about this plan please feel free to contact our office for assistance. Patriot America Plus brochure & instant purchase link: /patriot-america-plus-insurance/ Please see attached screen shot. I entered my families details and for a 13 day period, so are the prices listed for all? Yes, the premium listed would be for everyone included on the first page. So, if you entered three different ages on the first page then that is the premium for all. In the next screen you will be able to add the additional information. If you need additional assistance please feel free to contact our office.