There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I live and work at villa bologna Attard Malta recently need travel insurance for my wife who is Somali passport holder. She is planning to visit me here in Malta where I live and work. To do so she has to apply schengen visa at Austrian embassy in Nairobi Kenya and they require to have travel medical insurance valid for all schengen states covering all the risks minimum 30,000. I would like to know if you have a branch in Malta so I can go and visit them to discuss more about it meanwhile I will greatly appreciate any advice or assistance.

A:
We have many insurance product that meet Schengen visa requirements. Please visit our website here. Enter appropriate criteria. You will find many plans and you can also compare them side by side. There is not a local office in Malta that you could visit. You can call our office and a licensed agent can call you to assist with your purchase. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance-usa/schengen-visa-travel-insurance-for-visa-requirements-21764/

Q:J1 and maternity I have a client which will come to work for a university in August, in Illinois. Ages are 31, 34 and 1 child age 4. They need it for about 2 months, until they get the group plan from the university. They wanted to get maternity coverage, in case that they need it. I could not see plans when selected the maternity option. Please advice

A:
If the individual is already pregnant there is not a plan that will cover her. Conception will have to happen after the effective date some plans require at least 90 days after policy start date. The J1 will of course have to be on the policy for the J2 to receive coverage . Review the Study USA and the Student Health Advantage plans for coverage if she is not already pregnant.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-and-maternityi-have-a-client-which-will-come-to-work-for-a-university-in-august-in-illinois-ages-57644/

Q:Parents visiting USA with Pre-existing condition I came across your email address while looking up options for medical insurance for my parents who plan to visit the US from Sept 15 to Nov 17 this year. My father will turn 69 tomorrow and is a diabetic with high blood pressure, both of which are under control as of now. He underwent a carotid endarterectomy last year and has been asymptomatic ever since. My mother will turn 62 in December. She underwent heart surgery this past Jan for an aortic dissection and has been asymptomatic as well. She was taking medication for high blood pressure prior to her aortic dissection. Their family doctor has cleared them for all travel. I would like to err on the side of caution and prefer a comprehensive plan. Given these situations, what product would you recommend?

A:
Thank you for your inquiry. Insurance will not pay for any routine dr. visit for the existing condition. But most of the plan covers acute onset of pre-existing conditions up to policy max you choose. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ /visitors-insurance-usa-heart-attack-coverage/ You can purchase either Patriot America plus or Atlas America plan. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot America plus brochure, instant purchase link, /patriot-america-plus-insurance/ You can compare these plans at www.insubuy.com Please feel free to contact our office if you have any further questions.
{{currentOrigin}}/answers/visitors-medical-insurance/parents-visiting-usa-with-preexisting-conditioni-came-across-your-email-address-while-looking-up-opt-46135/

Q:Travel to China: medical insurance needed I am going to Daocheng, China in October this year (2 pax). Most places are above 3000m sea level. The travel insurance provided in Singapore do not provide cover once the height exceeding 3500m. Hence, need to source for alternative cover outside Singapore.

A:
Thank you for your interest in purchasing insurance through us. YOU can purchase Atlas plans which covers 7000meters from the sea level. Atlas plans brochure, certificate wording, instant purchase link, /atlas-travel-insurance/ Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/international-travel-health-insurance/travel-to-china-medical-insurance-neededi-am-going-to-daocheng-china-in-october-this-year-2-pax-most-31178/

Q:Purchasing Multiple Insurance plans for one person I have a client who is working in Seattle USA. He already has health coverage from employer and not sure whether he should buy own medical insurance or not. He plans to stay in USA for another 3-4 years and then return back to India.

A:
If your client has already insurance there is no need to purchase other insurance.
{{currentOrigin}}/answers/visitors-insurance-usa/purchasing-multiple-insurance-plans-for-one-personi-have-a-client-who-is-working-in-seattle-usa-he-a-56079/

Q:Policy Maximum amount with Multiple insured people I am looking to purchase medical insurance for my parents who will be visiting the US. If I were to choose an insurance for $100,000 maximum amount, is that $100,000 per person or $100,000 for both my parents combined?

A:
Thank you for your interest in purchasing insurance through us. The policy max is per person. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/policy-maximum-amount-with-multiple-insured-peoplei-am-looking-to-purchase-medical-insurance-for-my-30717/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More