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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Moving back to U.S. and need temporary insurance Hello, I am inquiring if I can purchase temporary medical insurance. We are US citizens who have been living in Canada for about 2 years and will be moving back to the States. I have a job starting up in Arizona on June 1st, and my family will need medical insurance between when we enter the US on May 24th and when my coverage begins on June 1st. If it is possible to buy insurance from you for this time period, either as short term insurance or as travel insurance, please let me know and I will proceed to the next step. If not, do you have any referrals or recommendations on how to find an insurance company that will sell it to us? Thank you!

A:
Thank you for your interest in purchasing insurance through us. You can’t purchase any travel insurance as you are moving to USA. You can purchase Short term domestic insurance but it will be minimum for 30days. Domestic short term insurance information, /short-term-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us.
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Q:I need an insurance plan that is Affordable Care Act accommodate to waive my student insurance, do you offer such plan?

A:
We don't have any plan that meets your school requirements.
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Q:We will be in the US between 25th. Sept. and 24th Oct. 30 days. If I take a 30 day policy from Patriot America plus for myself and my spouse age 59 58 and do not make any claim during the duration of the policy will I be eligible for a refund ?

A:
Thank you for contacting Insubuy for your insurance needs. You are not eligible to a refund for simply not using the plan. You will have had coverage for your requested duration so no refund will be given. If you have any further questions please feel free to contact our office.
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Q:International Student Insurance I want to inquire about information about health insurance for my husband and son. I am international student and I got my insurance from school. But my husband and my son need one. My son is 5 years old. Could you please recommend cheap and convenient health insurance for them? Thank you! I am looking forward to hear from you soon.

A:
Thank you for your interest in purchasing insurance through us. Is there any insurance requirements from your school? If no, then you can purchase Inbound USA – Fixed coverage plan or Patriot Exchange- Comprehensive coverage. Patriot Exchange Program brochure & instant purchase link: /patriot-exchange-program-insurance/ Inbound USA brochure & instant purchase link: /safe-travels-elite-insurance/ You can also find more plans at, /international-student-medical-insurance/ Please feel free to contact us if you have any further questions.
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Q:F1 insurance: Chinese link Hi, This is Sophie. I'm on F-1 Visa and I will be attending UCLA in May, 2016. I have attached the requirements about insurance I am supposed to purchase during my enrollment. Would you please take a look and give me some suggestions about qualified plans that I could be purchasing? Thank you so much for your help,

A:
Thank you for contacting Insubuy. We would recommend purchasing the Patriot Exchange Program Plan. Please use the links below to review the plan details. We have also included a link to the Chinese brochure as well. You may purchase online or over the phone contacting our office at (866) INSUBUY. Please dial extension 115 if you would like to speak with a Chinese speaking agent. If you have any additional questions please let us know. Patriot Exchange Program: /patriot-exchange-program-insurance/ Patriot Exchange Program Chinese Brochure: /patriot-exchange-program/j1-qianzheng-baoxian/
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Q:J1 insurance start date question I'm in the U.S. as a J-1 exchange student. I try to purchase your insurance plan today. However, my visa started at January 15th, and school require me to begin insurance plan at the date of Visa issued. So, can I purchase your insurance from January 15th to May 20th(visa expired date) today? I really appreciate to give me quick reply, because I don't have much time.

A:
Thank you for your interest in purchasing insurance through us. The plans can begin as early as tomorrow but no plan will begin now with a January effective date. If you need additional assistance please feel free to contact our office
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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