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Q:J1 visitor insurance needed Hi there, I will be an international student attending Florida Polytechnic University this fall. I am looking for a health insurance plan that meets the minimum requirements of Florida Polytechnic University. I am 25 years of age. The requirements are: 2) No international student in F or J non-immigrant status shall be permitted to register, or to continue enrollment, at a university without demonstrating that the student has adequate medical insurance coverage for illness or accidental injury and which includes the following minimum requirements: (a) Coverage Period: Policies must provide, at a minimum, continuous coverage for the entire period the insured is enrolled as an eligible student, including annual breaks during that period. Payment of benefits must be renewable. (b) Basic Benefits: Room, board, hospital services, physician fees, surgeon fees, ambulance, outpatient services, and outpatient customary fees must be paid at 80% or more of usual, customary, reasonable charge per accident or illness, after deductible is met, for in-network, and 70% or more of usual, customary, and reasonable charge for out-of-network providers per accident or illness. (c) Inpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees with a minimum 30-day cap per benefit period. (d) Outpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees for a minimum of 30 (preferably 40) sessions per year. (e) Maternity Benefits: Must be treated as any other temporary medical condition and paid at no less than 80% of usual and customary fees in-network or 60% out-of-network. (f) Inpatient/Outpatient Prescription Medication: Must include coverage of $1,000 or more per policy year. (g) Repatriation: $10,000 (coverage to return the student’s remains to his/her native country). (h) Medical Evacuation: $25,000 (to permit the patient to be transported to his/her home country and to be accompanied by a provider or escort, if directed by the physician in charge). (i) Exclusion for Pre-Existing Conditions: First six months of policy period, at most. (j) Deductible: Maximum of $50 per occurrence if treatment or services are rendered at the Student Health Center; maximum of $100 per occurrence if treatment or services are rendered at an off-campus ambulatory care or hospital emergency department facility. (k) Minimum coverage: $200,000 for covered injuries/illnesses per policy year. (l) Insurance Carrier must, at a minimum, meet the rating requirements specified in Part 62.14(c)(1) of Title 22 of the Code of Federal Regulations. (m) Policy must not unreasonably exclude coverage for perils inherent to the student’s program of study. (n) Claims must be paid in U.S. dollars payable on a U.S. financial institution. (o) Policy provisions must be available from the insurer in English. Do you have any health plans that meet the requirements above?
A:
{{currentOrigin}}/answers/j-visa-insurance/j1-visitor-insurance-neededhi-there-i-will-be-an-international-student-attending-florida-polytechni-22870/Thank you for contacting Insubuy for your insurance needs. There is a plan called Student Secure Elite and Select that will meet your Universities requirements for coverage. Please use the link listed below for more information about the plan and to generate a quote for coverage. Please be aware that there are several levels of coverage for this plan such as budget, smart and select. Only the Elite and Select level plans will meet your requirements. If you have any questions or need any assistance please feel free to contact our office. Student Secure brochure and instant purchase link: /student-secure-insurance/
Q:J1 visitor insurance needed I am a J1 visitor, I have health insurance through my school. Now, I am only need a medical evacuation and repatriation of remains insurance covering for Aug 15, 2016 through Aug 14, 2017. How can I get it ?
A:
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-visitor-insurance-neededi-am-a-j1-visitor-i-have-health-insurance-through-my-school-now-i-am-only-62827/Thank you for your interest in purchasing insurance through us. There is no plan that will provide just the medical evacuation and repatriation alone. We do have a basic (lower cost) medical plan that you can purchase that will include the medical evacuation and repatriation. Please see the details and the instant purchase link for the Inbound USA plan here: /safe-travels-elite-insurance/ If you need additional assistance please feel free to contact our office.
Q:J1 payment type question I have a question to ask about the insurance payment type. Could I use my friend's credit card to pay this insurance?
A:
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-payment-type-questioni-have-a-question-to-ask-about-the-insurance-payment-type-could-i-use-my-fri-44636/Yes. You can purchase insurance plan from our website at www.insubuy.com using your friend’s credit card. Please feel free to contact us if you have any further questions. Thank you for your timely answer to me. After reading the benefits of the Patriot Exchange Program, I have another puzzling question to ask. Does your Patriot Exchange Program meet this following requests: 1, Minimum repatriation of remains in the amount of $25,000; 2, Minimum medical evacuation expenses in the amount of $50,000; In my understanding, the benefits of this program including 1, the maximum repatriation of remains in the amount of $25,000 and 2, maximum medical evacuation expenses in the amount of $50,000; but not the minimum I am looking forward to your answers. That is perfectly fine or ok. This plan meets J1 visa requirements. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You will find more plans for J1 visa at, /j1-visa-health-insurance/ Please let us know if you have any further questions.
Q:J1 PPO network questions Hello, I will be in Urbana-Champaign, Illinois for my visit to the US. Do you have any in-network doctors/hospitals in the area?
A:
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-ppo-network-questionshello-i-will-be-in-urbanachampaign-illinois-for-my-visit-to-the-us-do-you-ha-41413/Here is the PPO network link for Patriot Exchange plan. /international-medical-ppo-network/ Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ Please visit our website at, /j1-visa-health-insurance/ If the plan has a PPO network, you will find the network link next to each plan. Please feel free to contact us if you have any further questions.
Q:J1 insurance I am a J1 visitor and will be arriving in Pittsburgh, USA on 15th June as Student Visitor at Carnegie Mellon University. My planned stay is for 6 months from 15-Jun to 15-Dec. I am planning to buy insurance before I arrive. The university has some requirements regarding Medical insurance, I am attaching the requirement document along with the mail. Please help me decide which of the Student Secure Plans (Elite, Select, Budget, Smart) satisfies the minimum requirements. I guess all 4 does just can you please confirm that.
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-insurancei-am-a-j1-visitor-and-will-be-arriving-in-pittsburgh-usa-on-15th-june-as-student-visitor-24448/Thank you for your interest in purchasing insurance through us. Yes, all of the Student Secure plans meet the J1/J2 requirements. If you need additional assistance please feel free to contact our office.
Q:J1/J2 medical insurance My wife and I were a J1 and J2 visa holder looking for 2 days insurance plan. Do you have any suggestion on it?
A:
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1j2-medical-insurancemy-wife-and-i-were-a-j1-and-j2-visa-holder-looking-for-2-days-insurance-plan-d-43466/Thank you for contacting Insubuy for your insurance needs. Please provide the requirements from you university that we can reference to offer insurance if there are any. Also, please provide the name of your current insurance so that we can determine eligibility for plans. My school: Virginia Tech My current insurance: Catlin Insurance Company, Inc. I am a researcher working at Virginia Tech holding J1 visa, and my wife is holding J2 visa Does your university have any requirements for insurance? Hi I copied from my university website Minimum Requirements (1) medical benefits of at least $100,000 per accident or illness; (2) repatriation of remains in the amount of $25,000; (3) expenses associated with medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; and (4) a deductible not to exceed $500 per accident or illness. (5) may require a waiting period for pre-existing conditions which is reasonable as determined by current industry standards; (6) may include provision for co-insurance under the terms of which the exchange visitor may be required to pay up to 25 percent of the covered benefits per accident or illness; and (7) shall not unto reasonably exclude coverage for perils inherent to the activities of the exchange program in which the exchange visitor participates. The Atlas America plan will meet all of the requested requirements for coverage. Please use the link below to review coverage details and generate a quote. This plan will require a 5 day minimum purchase. If you have any questions please feel free to contact our office. Atlas America brochure & instant purchase link: /atlasamerica-insurance/ Hi May I have the benefit of the plan? Therefore, I can compare it with the requirement of my university. Absolutely, the plan details can be could using the link listed below. Please use the link and select the brochure that will provide all of the plan details. Atlas America brochure & instant purchase link: /atlasamerica-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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