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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:J1 visitor insurance needed I’m exploring insurance options for our two international visitors who will travel to and stay in Iowa from 6/22/16 to 8/12/16. Our university requires the following and I’d like to request a quote/options that will meet the requirements during the time of their stay. • Medical benefits: $100,000 minimum per accident or illness • Repatriation of remains in the amount of $25, 000 minimum • Medical evacuation coverage in the amount of $50,000 minimum • Annual deductible not to exceed $500 The two visitors are from China; one male with age of 23 and one female with age of 24. Please let me know if you need more information. Thank you for your time.
Q:J1/J2 medical insurance My husband and I are going to the US under J1-J2 visas, and we are seeking a health insurance to cover us for the first few days in the country before the beginning our long term health plan coverage. I would like to get the "Atlas travel" plan. Would I receive proof of health insurance coverage by email as soon as I purchase, or would I have to wait to receive it by mail?
Q:J1 visitor insurance needed Hi I'm looking for medical insurance for my travel. There are few queries. I need to apply for J1 visa for which i must show the hospital I'll work at the "visa letter" as they said. So if I buy the insurance, can you provide me a letter for now and later change the insurance according to my actual travel dates?
Q:I have a few questions about the quote I received from your website. 1. Can you provide me with the network hospitals in Miami Florida for the Atlas America Insurance? 2. What is considered "urgent care" ? 3. Is "urgent care" an emergency visit? 4. I noticed "urgent care" does not require a $250 deductible but an "emergency visit" requires a $250.00 deductible plus a coinsurance payment. 5. What is the coinsurance payment? 6. What is the monthly premium on the $493.68 total price? 7. What happens after the first 5,000 medical coverage is used up? Example: For any subsequent treatment (whether for the same condition or a different condition) you do not have to pay the deductible again. If the provider were out of the network and/or they didn't bill the insurance company directly the insurance company will continue to pay 80% for the first $5,000 of coverage medical expenses you continue to pay 20% ( that is maximum $1000). After that the insurance company will pay 100% for covered medical expenses. Up to 50,000.00. 8. What is considered "covered medical expenses after the first $5,000"?
Q:How can I be certain of what is covered by my insurance? Are general checkups covered? Do I need to do anything prior to making an appointment?
Q:I am a 26 y/o male and will be doing research in Texas under a J1 visa. My institution will provide medical insurance for me, but it will not take effect immediately, therefore I need medical insurance for 2-3 months. Also, I need medical evacuation and repatriation of remains insurance for one year. minimum insurance coverage requirements indicated by them: Major Medical Coverage per person $100,000 Repatriation of Remains per person $25,000 Medical Evacuation per person $50,000 Deductible not to exceed $500 per accident or illness so is it possible to have that coverage for 2-3 months and then just repatriation of remains and medical evacuation insurance for the rest of the year? could you tell me what the cost would be?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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