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Q:F1 insurance for a student To whom it may concern, My daughter will be an IELP student in Cleveland State University for 5 months within next August. Her school requires that any insurance she purchase must meet the minimum requirements of School. (1) May we know whether or not your insurance offers listed on your web site meet all the requirements. (2) Can she get my money back, if CCU will not except in her insurance she bought from your company.
A:
{{currentOrigin}}/answers/international-student-health-insurance/f1-insurance-for-a-studentto-whom-it-may-concern-my-daughter-will-be-an-ielp-student-in-cleveland-s-80712/Thank you for contacting Insubuy. We have plans available which are designed to meet the standard J1 visa insurance requirements. We would recommend sending us the school requirements in a PDF form so we may recommend the appropriate plan. As long as you cancel the policy before the effective date you would receive a full refund on most plans. If you have any additional questions please let us know.
Q:J2 visitor insurance needed I am french, and I will go to USA from October 2016 for work. I am looking for an insurance for the 90 first days I will be in USA, from October 25th. The insurance must follow these requirements: "- Underwritter is rated ,or less than A- by Best, ISI, or Fitch Ratings, Inc. or AA by S&P or B+ by Weiss, or A3 by Moody's Investor Services, OR - Policy is an unemployee group plan or HMO, OR - Policy is backed by the full faith and credit of the government of your home government. - Policy offers medical benefits of at least $100,000 per accident or illness (not per policy period). - Co-payment is 25 percent or less. - Deductible is $500 or less per accident or illness. - The policy does not unreasonably exclude perils inherent to the visitor's program in the U.S. - Medical evacuation to home country is provided in the amount of $50,000 or greater. - Repatriation coverage is $25,000 or greater." Could you please send me an offer for the policy covers that correspond with these requirements?
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j2-visitor-insurance-neededi-am-french-and-i-will-go-to-usa-from-october-2016-for-work-i-am-looking-78728/Thank you for contacting Insubuy for you insurance needs. Based on the requirements below there are many plans which would fit your needs, but to narrow down our options we will need more information. Can you please state your age, state in which you will primarily visit, and your visit status? I will be 29 years old on July, 31st 2016. I will go to Florida where I will have a postdoctoral position which start on November 1st 2016. I will go to Florida a few days before this starting date. Thank you for sending the requested information. We would recommend the Patriot Exchange Program, or the Atlas America Plan. Either plan would meet the below requirements, and cover you here in the U.S. You may review the plan options by using the links provided below. You may purchase online or over the phone by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Atlas America: /atlasamerica-insurance/ Patriot Exchange Program: /patriot-exchange-program-insurance/ J1 Visa Insurance: /j1-visa-medical-insurance/
Q:J1 visitor insurance needed I will be coming to United States on J1 visa. I need an insurance for this purpose. I am interested in having an insurance with 100,000$ coverage with 500$ deductible. Can you please suggest me some good policies? Also can you please send me some comprehensive quotes for the medical insurance policy?
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1-visitor-insurance-neededi-will-be-coming-to-united-states-on-j1-visa-i-need-an-insurance-for-thi-68282/Thank you for your interest in purchasing insurance through us. We have many plans that meets standard J1/J2 visa requirements. If your school has any additional requirements other than standard, please send us requirements in pdf attachment. Otherwise, Visit our J1/J2 visa insurance section at, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans under comprehensive insurance category and you can also compare them side by side. Please feel free to contact us if you have any further questions. I am attaching the requirements for my visa. Can you please tell me which insurance will work best for me Thank you contacting Insubuy for your insurance needs. We have many insurance products that meets standard J1/J2 visa requirements. You can purchase Patriot Exchange plan. Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You can find many plans for J1/J2 visa holders at, /j1-visa-health-insurance/ Please feel free to contact us if you have any further questions.
Q: Is there any insurance plan that could cover maternity expenses in US..( delivery n child birth)
A:
{{currentOrigin}}/answers/visitors-insurance-usa/visitors-delivery-childbirth-pregnancy-maternity-complications-34714/Thank you for your interest in purchasing insurance through us. No, there is no plan on the market for visitors that will cover maternity expenses. The plans will cover any new illness or injury that occurs after the effective date of the policy. There is a plan that will cover pregnancy complications up to 26 weeks called Atlas America. If you need additional assistance please feel free to contact our office.
Q:J1/J2 medical insurance Hello, I am looking for a plan for me and my wife. We have J1/J2 Visas. "Atlas America", "Patriot Exchange Program", "Inbound Immigrant" sounds good for us. My school requires an insurance policy to be underwritten by a n insurance corporation to have an A.M. Best rating of "A-" or above, an Insurance solvency International, Ltd. rating of "A-" or above, a Standard & Poor's Claims paying Ability of "A-" or above, a Weiss Research, Inc. rating "B+" or above. Would you tell me which plan does well with the requirement? Thank you.
A:
{{currentOrigin}}/answers/exchange-visitors-insurance/j1j2-medical-insurancehello-i-am-looking-for-a-plan-for-me-and-my-wife-we-have-j1j2-visas-atlas-amer-99481/Thank you for your interest in purchasing insurance through us. Atlas America and Patriot Exchange plan meets standard J1 visa requirements. If you have any additional requirements from school, please send us requirements in pdf attachment. Please get the quote and compare Atlas America and Patriot Exchange plan at, /j1-visa-health-insurance/ You can purchase either plan. Please let us know if you have any further questions. Thank you for your immediate reply. Attached file is requirements from my school. Please check it whether your plans meet these requirements. After reviewing your requirements the Patriot Exchange program will meet the requirements as listed. There is one statement in your requirements that the policy must also include a reasonable waiting period for pre-existing conditions. The Patriot Exchange does offer pre-existing coverage after a 12 month waiting period where Atlas plans and Inbound plans exclude pre-existing conditions. So you can purchase Patriot Exchange plan. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Please feel free to contact us if you have any further questions.
Q:J1 visitor insurance needed Hello，Sir， I will study at US for a year. And I have a four year old child. The minimum Department of State insurance guidelines and the coverage Duke University requires for a waiver of the HTH Worldwide Insurance plan are: • Medical benefits of at least $100,000 per accident or illness. • Repatriation of remains in the amount of $25,000. • Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. • A deductible not to exceed $250 per accident or illness. • Waiting period for pre-existing conditions of 6 months (current industry standard). • May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. • Policy must be secured to meet the benefits requirements and be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country. Could you introduce the product for me? Many thanks
A:
{{currentOrigin}}/answers/exchange-visitors-insurance/j1-visitor-insurance-neededhello65292sir65292-i-will-study-at-us-for-a-year-and-i-have-a-four-year-92651/Thank you for contacting Insubuy for your insurance needs. In looking for a plan to meet your Universities requirements for coverage for yourself and your child the following 2 plan options will meet all of your requirements. Please use the links listed below to read more about the plans, if you would like assistance from a licensed agent please feel free to contact our office. Study USA Preferred brochure & instant purchase link: /study-usa-insurance/ Student Health Advantage Platinum brochure & instant purchase link: /student-health-advantage-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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