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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:help with J1 insurance I am a researcher from India who will be in USA from 28th July 2016 to June 30, 2017. I am trying to buy an insurance compatible with University of California Irvine. Kindly help. I have attached the compliance form sent by ici to this mail.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets standard requirements for J1 visa. You can purchase either Patriot Exchange plan or Atlas America. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Patriot Exchange brochure, instant purchase link, /patriot-exchange-program-insurance/ You can find more plans for J1/J2 visa at, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:J1 insurance health plan To whom it may concern, I am a visiting scholar at UC Berkeley. As regards to the requirements of my insurance, please check the website <a href='https://internationaloffice.berkeley.edu/families/j-insurance'>https://internationaloffice.berkeley.edu/families/j-insurance</a>. Would you like to recommend me an eligible plan?

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange plan which meets all of your school requirements. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Please review this and feel free to contact us if you have any further questions. Have a great weekend!
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Q:J1 visitor insurance needed I am an academic and I will visit the US for work in December (my destination is in Maryland). I will need a short-term health insurance that must meet the following requirements: 1) medical benefits of no less than $100.000 per accident or illness; 2) a maximum $500 deductible per accident or illness; 3) medical evacuation benefits of $50.000; 4) repatriation of remains in the amount of $25.000. What would be your suggestion?

A:
Thank you for your interest in purchasing insurance through us. Some plan you have to purchase before arrival in state of MD. You can purchase Atlas America plan before your arrival in MD state and it meets all insurance requirements you are looking for. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ You can also find more plans at, /j1-visa-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:J1/J2 medical insurance I'm a J-1 visa PhD student in the University of Central Florida, and looking for a new quote that covers the requirements. I see Atlas Essential is one of the good choices, but need to make sure about it. I have 3 dependents J-2 visas (a wife and 2 children).

A:
Thank you for contacting Insubuy. The recommended plan option that UCF has for acceptable insurance is the Patriot Exchange Program. The Atlas Essential plan is not a recommended plan option for your University. Please use the link listed below for more information about the Patriot Exchange Program. Patriot Exchange Program brochure & instant purchaser link: /patriot-exchange-program-insurance/
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Q:I need a copy of the attached document filled with all relevant info & signed by today. Question: if I purchase insurance from the website today, will you be able to get back the signed document to me before end of the day? If so, I'll make the purchase right away.

A:
It generally takes about 2-3 business days to have the document completed. When you purchase the plan we can request that it be expedited but we cannot guarantee completion.
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Q:J2 dependent visitor insurance I am coming to University of Denver as visiting faculty Position on Full Bright Scholarship under USIEF (United States India Education Foundation) program. My duration of stay would be 9 Months starting from Aug 2016 to April 2017. My Med Insurance is being provided by USIEF. I have to buy Med insurance for my spouse and two kids for the same period. I am having J1 visa and spouse and kids would be on J2 visa. We need Med Insurance of $50000. Please let us know what are the options available for us. Expected stay 05 Aug 2016 to 15 May 2017

A:
Thank you for contacting Insubuy for your insurance needs. Please send your sponsoring organizations full list of requirements in PDF form so that a proper plan recommendation can be made. Thanks for reply We are not provided any specific Check list for it. It would be good if you suggest us a policy for $50000 then will discuss that policy with sponsors. The reason we would suggest you speak with your sponsoring organization first is $50,000 dollars in coverage is no longer a sufficient amount of coverage in accordance with the standards set by the U.S. department of States requirements for J Visa holders. The new standard requires a minimum policy amount of $100,000, repatriation benefits in the amount of $25,000 and medical evacuation coverage in the amount of $50,000. You can use the link below to plans listed based up the new required minimum for J visa holders set by the U.S. department of state. J1/J2 visa (Exchange Visitor) Insurance: /j1-visa-health-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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