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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:OPT insurance immunizations I am an OPT student with valid I20. I graduated from school Jan, 2016. Now I want to buy your insurance. Does any of your insurance cover the HPV vaccine? Thank you and best regards!

A:
Thank you for contacting Insubuy for your insurance needs. There are not any plans that you can purchase to cover any immunizations. Plans are available to cover any new accidents or new illness that occur after the effective date of the policy.
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Q:Iranian Student Insurance I'm international student from Iran. I'm on opt right now and looking for an insurance plan. I tried several plans but I got this message that this product is not available for your country of residence! Do you have any plan for Iranian students at all?

A:
Thank you for contacting Insubuy for your insurance needs. Please provide the state that you will need coverage in, as well as the name of your previous insurance, and your age we will be more than happy to recommend plans to you. I'm living in Minnesota. My insurance was United Health Care. My birthday is on 12/25/1981. Thank you The only plan that you would be eligible to purchase is a plan called Study USA. Please use the link listed below for more information about this plan and to generate a quote for coverage. If you need any further assistance please feel free to contact our office. Study USA brochure & instant purchase link: /student-secure-insurance/
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Q:OPT Insurance I’m a Swedish student and I will start my OPT year in the fall 2016. I’ve been studying at Santa Barbara City College, but, I won’t be able to sign up for their insurance for my work year. I will be in Chicago from the 13th of September until the end of my work year in July 2017. I’m wondering if you have any good options that could work for me.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Student secure plan as long as you are on F1 visa. Student secure brochure, instant purchase link, /student-secure-insurance/ You can also find more plans at, /opt-medical-insurance/ If you have any further questions feel free to contact us. I'm planning to enter the US in mid September so can I buy an insurance starting then or does it have to be from my OPT start? What will be your visa status when you enter to the US? Insurance plan will be based on your visa status. Once we get answer from you will suggest appropriate plan. Thank you! I will be on a F1 OPT visa. You can purchase a plan to begin on the date you return to the United States. You can review the following plans for purchase. Patriot America Plus brochure & instant purchase link: /patriot-america-plus-insurance/ Student secure brochure, instant purchase link, /student-secure-insurance/ You can also find more plans at, /opt-medical-insurance/ If you have any further questions feel free to contact us.
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Q:OPT insurance needed I am currently On F1 OPT I am planning to buy health insurance. Which plan is suitable for me. And I need to know list of hospitals in your network. Please help me on this.

A:
Good morning. Thank you for your interest in purchasing insurance through us. Before we suggest any plan would like to know what kind of insurance you had when you were full time student. Insurance eligibility will be based on that. You can also visit our website for OPT insurance, /opt-medical-insurance/ Please enter appropriate criteria and you will find suitable plan. Please try to enter various policy max. Once we get response from you regarding prior insurance and expiration date of your prior insurance. Please feel free to contact us if you have any further questions.
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Q:health insurance for students under OPT program I would like to ask about health insurance plan for people who are now in OPT program. I am Vietnamese. I just graduated from Golden Gate University in San Francisco on 30 April, 2016. Currently I am applying for OPT program and I may start working from July 2016. I would like to ask if you have any suitable health insurance for me. I need health insurance from now until the beginning of July 2016. Thank you very much and I look forward to your reply

A:
Thank you for your interest in purchasing insurance through us. We have a plan that will cover you while you are on OPT called Student Secure found here /student-secure-insurance/ You are eligible for this plan as long as you need while on OPT. If you have additional questions please feel free to contact our office.
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Q:OPT pending insurance needed Hello, I am an F1 visa international student. Last Month I completed my masters. I did apply for opt. It's (OPT)still in the pending for approval. I would like to purchase a insurance. Today my Friend purchased international major medical schedule insurance for one month. His opt is also still in pending. Is that insurance valid for my visa status because i am neither enrolled full time nor opt approved(application still in pending). Previously i used ISO insurance and my age is 25 years. I appreciate if u can clarify my doubt.

A:
Thank you for your interest in purchasing insurance through us. Yes, you are eligible to purchase the International Major Medical Plan. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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