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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:J1/J2 Atlas America questions I'm writing to consult the rates of Atlas America for J1 and J2 holders. I know if I buy the insurance for my family, the child's fee can be free. But when I got the quote, there is only a total fee where I cannot see the specific fee for me and my husband, so I do not know whether my child is truly free or not. And I need to have the proof that the child is free so that I can reimburse the fee for me and my husband. Looking forward to your reply. Thanks.
Q:Kailash Mansarovar yatra travel insurance I am a resident of the UAE holding an Indian passport. I plan to travel to Kailash Mansarovar from the 9th till 18th of August and I am looking for insurance for the trek up to an altitude of 6000-7000m. Please let me know if you have any such insurance plan for someone living outside of the US.
Q:Atlas Premium America co-pay Question Hello! I have couple of questions about Atlas and Atlas premium America plans. What does the 50$ co-pay mean? is it true, that Atlas premium America doesn't have this 50$ dollar co-pay? the question appeared because we researched this plan, and saw that in different website the Atlas Premium America has 50$co=pay in different site. Now we aren't sure which website made a mistake or a typo. could you please clarify this issue? This question is very Urgent thanks in advance.
Q:Fixed Coverage Plan Questions Hi Team, I am trying to comparing plans I see no option of Rx coverage. Is this covered or you guys don't cover Rx part as part of your insurance. And also for Physician visit you mention $60 per visit. Does this mean the amount is after deductible? So if I take $50 deductible you cover only 10? Or you cover 60 max and then rest on me?
Q:Atlas Essential looks good to me. I have two questions: 1. Can I get letter specifying following amount in their coverage letter as sample on your websites gives general information not specifying the amount covered as follow: 1. Medical illness/injury coverage per person: 100,000 2. Return of mortal remains: 25000 3. Medical evacuation: 50,000 4. Deductible: 500 5. Rating: This specific amount we need to be mentioned on letter for acceptance by our program to meet the requirements. 2. If I buy this insurance through Insubuy, do you charge any additional fee and if there is any discount for long term contract?
Q:Maryland Insurance Options Hello! I would like a medical insurance from you for 30 days. My problem is, I can't find Maryland, where I am staying, under Destination State! Thanking you in advance for your help!
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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