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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, Me and my wife are new to the U.S. with J1/J2 visa. We have medical insurance from Partners Healthcare but need to purchase Medical Evacuation and Repatriation. Do you have an insurance plan that meets the conditions required by U.S. government?

A:
You can look at Atlas MedEvac plan. Please use the link provided to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I am applying for a visa for France for which I need to have already purchased travelers insurance. If I purchase a plan through your company and my visa were to be denied, will I receive a full refund in the original form of payment from you? If so how would I go about doing that? Thank you

A:
Yes, the plans in the Schengen visa section of our website can be cancelled prior to the effective date for a full refund. If you need additional assistance please feel free to contact our office.
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Q:I'm Masahiro, who is a J-1 visa holder. I would like to know cost for the insurance plan meeting the minimum requirements for J-2 visa holder (3 persons; my wife and 2-kids) for one year (starting from 6th December 2016). I already have insurance through my program so I would like to know whether I have an eligibility or not. If the cost is allowed and, I'm considering to purchase it as an individual because my program does not cover the cost for my dependents. It would be a great help for me if you could tell me some plans meeting above condition.

A:
You can purchase either Patriot Exchange or Atlas Exchange plans with policy max. $100k. You can find more plans at J1/J2 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you need any further information.
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Q:I am looking to purchase the Atlas America insurance plan, but the quote form informed me that policies purchased in Australia are not allowed. However, I require insurance if I am to acquire a J-1 visa. What options are available if I want to make an insurance purchase outside of the U.S.? I will be residing in Washington state from 5/8/17 to 7/28/17.

A:
We would recommend purchasing the Patriot Exchange Program. Please use the link provided to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:My daughter is 8 yeas old, study in Arizona as grade 2 student. She has F1 visa. I find there are 4 plans in your website for international student: "student secure ", "student health advantage","navigator student" and "study USA" . which plan does my daughter can enroll? Do these 4 plans have an age limit? if no one can enroll, does insubuy have a plan for her?

A:
Thank you for contacting Insubuy for your insurance needs. Your daughter is eligible to enroll into all of the aforementioned plans that you have shown interest in. You can compare these plans all side by side using the following link to the international student section listed below. Before recommending a plan please advised if your daughter's school has any requirements for coverage? International Student Medical Insurance can be found here. Please feel free to contact our office if you have any questions.
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Q:General Visitor Insurance question Do you give cash less policy with medical card for visitors from India on tourist visa, so that they can go to any doctor or hospital?

A:
Thank you for your interest in purchasing insurance through us. If you purchase insurance from US companies there will be PPO network so if you go within the ppo network and then provider mostly billed directly and there will be negotiated rate. Cash less policy word is only in the overseas policy. Please read for more information, /cashless-visitors-insurance/ Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and next to the plan there will be PPO network link or you can narrow by the plan which has ppo network. If you provide your age, travel date, which state do you need coverage and will be glad to send you quote in a separate e-mail . You can also call our office at (866)INSUBUY and will be glad to help you to select appropriate plan.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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