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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Atlas International Insurance: detailed questions Hello Insubuy team, In response to my query and your response dated 18 August 2016, I have the following queries, after reading the "certificate wording" document.: 1) Is the ATLAS INTERNATIONAL policy for US citizens only, or for a person of any nationality? 2) Does this ATLAS INTERNATIONAL policy apply to Schengen region/visa-holders only, or for anywhere in the world, except USA? 3) In the "certificate wording"and "Brochure"document, there is no mention of the altitude till which a trekking activity is covered by Atlas. Can you let me know the altitude limit which is covered? 4) Page # 11-12 in the "certificate wording"document contains paragraphs on "Emergency medical evacuation". Is this service provided within the premium cost of basic coverage (as found in the "Quotes and Purchase" section) or is there any additional amount to be paid extra to be covered under "Emergency medical evacuation"? Please confirm. 5) What is the process for pre-authorization/approval before an emergency medical evacuation? Do I need to call to a particular number to inform the situation? If yes, what's the number and is that line available 24*7 ? 6) Who arranges/contacts a local agency for emergency evacuation vehicle such as a ground vehicle or a helicopter? 7) Is there a group policy? Or do we need to purchase individual policies only from Atlas? Thank you for clarifying doubts. We are 7 team members for trekking activity to be done in Nepal Himalayas. We would take a call after understanding the Insubuy/Atlas policies.

A:
Answer for your questions below: 1. Atlas International plan is for US/NON USC who needs coverage outside their home country and US. 2. Atlas International plan will provide coverage anywhere in the world except US and home country. It provides coverage for Schengen visa also. It’s not only for one purpose. 3. Please read /atlas-america/international-travel-medical-insurance.pdf Page 18 exclusion # 37 (b) 4. Yes. 5. Yes. Number on the insurance card. You have to make all the arrangement by the insurance company in order to get evacuation benefits. Please read certificate wording, /atlas-america/international-travel-medical-insurance.pdf Page 12 B. Under eligible expenses- Emergency medical evacuation. Look at the sample id card with all the information, /atlas-america/sample-documents.pdf 6. Assistance company. 7. You can do group policy. With minimum 5 members in the group. Atlas Group policy information at, /atlas-group-insurance/ Please let us know if you have any further questions.
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Q:Visitor Insurance for person 70 plus Good day Kindly requesting medical insurance for visitor travelling to USA. Date of Birth: 03 January 1946 Dates of travel to USA: 4th October - 11 November 2016 Citizenship: Tanzanian

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies available in US market. All the plan fall into two categories. Fixed and comprehensive plan. Fixed plan costs less and provide limited coverage while comprehensive plan are very similar to domestic short term plan. Under Fixed category: you can purchase Safe Travels for Visitors to USA. Brochure, instant purchase link, /safe-travels-elite-insurance/ Under comprehensive category: You can purchase Safe Travels USA Comprehensive insurance. Brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ You can compare these plans with other plans at, www.insubuy.com Please enter appropriate criteria. You will find many plans and select the plans you want to compare and click on compare. Please let us know if you have any further questions.
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Q:Group International medical plan Dear Sir or Madam, I would like to get some consultations on the insurance plans you provide foreign visitors with. There is a family of 5 who are planning to arrive in Redding, CA on Sept 23. The family consists of 2 grown up parents, 2 children under age of 7 and an adult man of 57 years old. They are all Ukrainians. The planned duration of the stay is 3 months. I see that you offer a variety of different plans, could you please suggest the most suitable in our case? Thank you for your help.

A:
Thank you for your interest in purchasing insurance through us. As a broker we provide insurance from many companies. You purchase Atlas group or Patriot America plus group insurance for them. Atlas Group brochure, instant purchase and other useful information, /atlas-group-insurance/ Patriot America Plus group brochure, instant purchase link, /patriot-america-plus-group-insurance/ You can also compare them at, /international-group-travel-health-insurance/ Please feel free to contact us if you have any further questions.
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Q:Insurance for Visitors to USA, Motorcycle I am a British living in the UK. Travelling to America on 1 Sep for a month with 3 friends. We are travelling through various states on a Harley Davidson and require sufficient medical cover. Can u help?

A:
Hello, Thank you for contacting Insubuy for your insurance needs. There is a plan called Diplomat America that can cover you during your cross country motorcycle adventure. Please use the link listed below for more information on this plan and to generate a quote for coverage. As this plan is nonrenewable and non-refundable it is recommended that your read the material and contact our office for assistance if you have any questions in regards to this plan prior to purchase. Diplomat America brochure & instant purchase link: /diplomat-america-insurance/
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Q:I'm visiting Scholar at Catholic University of America in Washington DC. I want J1 Medical Insurance Regulations and the J1 Program for me and my family. The regulations state that all J1 dependents must obtain health, accident, medical evacuation and repatriation of remains insurance coverage for the duration of my J1 program. Please see site for insurance coverage; http://international.cua.edu/scholars/j1new.cfm I give information below and How much is the insurance fee for me and my family? We want to pay monthly and We want to cancel the time we want. I need to basic plan and cheapest.

A:
You can purchase either Atlas Essential or Atlas Exchange plan. Both of them meets your school requirements and it's family friendly plan so if one parent insured child under 9yrs will get insurance at no cost. You can compare these plans at the J1 Visa Health Insurance section on our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you want to pay for one month then enter start dates 11/17 and expiration date 12/16. Then you have to extend your insurance every month and there will be $5 extension fee plus premium for the duration you want to extend. Please feel free to contact us if you have any further questions. We have sent quote in a separate e-mail also.
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Q:Fulfillment Questions of Policy Documents for Visitor Insurance I am doctoral student from Iran and a visiting scholar at the University of Tennessee. I must leave the U.S. on 10 October 2016. I am going to have a medical program of Inbound only for one month (5 September-5 October). I have a question. How many days does it take to receive the document at my mailing address after completion my application in your website? I was wondering if you answer my question.

A:
Hello, Thank you for your interest in purchasing from Insubuy. The plan documents will be sent via confirmation email to the email address you placed in the online application. From the confirmation email you can print the policy documents along with the ID card associated with the plan. If you have further questions please call our office at 866 INSUBUY. Or reply to this email.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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