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Q:[Inbound Immigrant] Maternity Coverage Question Hi, The sevencorners page states that maternity is covered for upto 2800$ (<a href='/international-major-medical-insurance/'>/international-major-medical-insurance/</a>). As you know most of the US hospitals charge a bulk amount of anywhere from 1500$ to 3800$ during the first visit. So my question is the 2800$ mentioned is meant to cover that expense as a whole? Or is it meant to cover individual expenses such as each doctor visit, lab test, sonogram associated with maternity as they are conducted? Or suppose the initial cost is 1500$, then remaining 1300$ goes towards coverning other expenses? Thanks David
Q:I am planning to emigrate to the US with my family in February 2017. We are green card holders but will not have insurance coverage (from coveredCA) until we land and start the application. Therefore, I am considering to buy New Immigrants Medical Insurance from your website. I would like to know whether we are eligible to buy such insurance to bridge the period before we get coverage via plans on coveredCA. My husband and I are in the 30s, and we have 3 children that are newborn, 1-year-old and 3-year-old. I found that there are also domestic medical insurance provided on your website, what are the difference between the visitor insurance and domestic insurance? Are the difference on preventive care and vaccination? Thank you very much for your help!
Q:Subject: ask about Student Secure (Smart) Plan From: F1 student who will attend a college in January 2017 1. How soon can I get the insurance certificate after purchasing? 2. What's the process of renewing the plan? 3. Can you offer the application form in pdf file for me to read ahead so I know what to prepare? 4. Is there a designated licensed agent to contact for after-sale services after purchasing? 5. Can a current customer leave a message for his/her agent to call back? Your early reply will be greatly appreciated as my school day is approaching.
Q:I would like to buy a travel insurance for Schengen area the complete 26 countries. When i search, the results show me primary destination country. and in the detail section i cant find anywhere if the insurance is valid in all Schengen countries. My visa application will be rejected if the insurance is not for all Schengen countries. Where do I buy travel medical insurance for Europe including all countries from 16 Jan 2017 to 31 Jan 2017? The policy should be of 30000 euro or more with repatriation and valid in all schengen area. Please help me
Q:I would like to know if your plan Atlas Exchange meets the following requirements from my school (Louisiana State University): - Be fully-compliant/comparable/compatible with benefit requirements of the Patient Protection and Affordable Care Act (ACA). - No annual or lifetime maximum dollar coverage amount. - Maximum per policy year deductible amount of $250 per person ($750 per family) - Must provide medical coverage immediately: no applicable waiting periods. - No exclusion for pre-existing conditions: a plan cannot deny benefits for a condition you had prior to your medical insurance plan effective date. - Policy benefits must meet or exceed those set forth in the LSU endorsed Student Health Insurance Plan (SHIP) - Cover Maternity as any other condition, regardless of gender of student (as per Federal Code Title IX) and without any waiting period. - Cover prescription drugs. - Cover Mental Health without any day or dollar limits. - Cover inpatient and outpatient surgery without any dollar limits. - Cover x-rays, labs and other diagnostic testing. - Cover doctor office visits, as sick (colds, flu, etc.) or healthy (physicals, women's exams, routine/wellness visits) patient. - A U.S. representative physically located and operating in the USA. with a U.S. telephone number/contact who acts on behalf of insurance company/insurance plans (plan benefit verification and/or claims processing ability.
Q:I decided to simulate the purchase for knowing the information I was going to need. In the case of PATRIOTS? gave me different deductible options and says : Payment Frequency: Event , thinking INCIDENT/EVENT was for fixed coverage. Do you think you can double check? So, I was understanding the opposite. PATRIOTS is the one covering PRE EXISTING? How much is the coverage?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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