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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:May i know the costing details for parents visiting USA. Expected duration - 4 Months Age -69 , 65

A:
Thank you for your quick response. As your dad will turn to 70 while his stay in US. Most of the plan benefits changes at 70 years. But some plan does not. So I would suggest those plans. You can go for either Patriot America Plus or Atlas America plan. Both plan provides coverage for acute onset of pre-existing conditions. You can compare these plans on our website We have sent quote in a separate e-mail also. Please feel free to contact us if you have any further questions.
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Q:I want to buy insurance from your company for my upcoming semester.I am an international student from Bangladesh,currently studying in the USA. Could you please suggest me an insurance plan on the basis of the following consideration: - My policy has a minimum total benefit/coverage of $100,000 (USD) per accident or illness - My policy has a deductible of no more than $500 (USD) - My policy has medical evacuation coverage of at least $50,000 (USD) - My policy has repatriation coverage of at least $25,000 (USD) - My policy is currently active and will cover me for the duration of the current semester My age will be 28 in January 2017. I need Insurance plan from January 1 to July 1 ..total 5 months.I arrived at the USA on 24th July,2016.Please provide me the cheapest plan.

A:
You can purchase Atlas Exchange or Atlas Essential plan. You can compare these plans at the J1 Visa Health Insurance section on our website. Please review this and feel free to contact us if you have any further questions. We have sent you quote also in a separate e-mail. Please check your e-mail.
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Q:I'm writing to ask you the price and conditions for contracting an insurance coverage for myself. I'm a resident of Spain and I'm going to be in US for 4 months starting from Jan 2017, on a university visitor's program (J-1 exchange program). According to the regulations I'll need to have an insurance during these 4 months that covers: - Medical benefits of at least $100000 per accident or illness, - Repatriation of remains in the amount of $ 25000, - Expenses for medical evacuation to home country in the amount of $ 50000, and - A deductible not exceeding $ 500 per accident or illness. Please let me know if your company offer such an insurance, and if yes, please tell me the prices, payment methods and other relevant information.

A:
We provide many insurance plan that meets your school requirements. You can purchase Atlas Exchange ( 12mons pre-ex) or Atlas Essential plan. You can always compare these plans at the J1 Visa Health Insurance section in our website. Please review this and feel free to contact us if you have any further questions. If you provide your age, start date, end date and which state do you need coverage will be glad to send you quote by e-mail also.
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Q:My wife and I live in Pennsylvania, USA. Her parents are visiting us from Poland (where they live) from mid December to mid January. I would like to purchase the Atlas Premium America health insurance plan for them. I have a question. The application seems to be written as if the insured (my father-in-law and mother-in-law) are filling out the application rather than me. Is it permissible for me to complete the application for them and pay for the policy with my credit card but to purchase the insurance for them with them being the insureds under the policies? If so, how do I indicate that in some way on the application? Please advise as soon as you can because I need to purchase the health insurance ASAP as they arrive on Saturday.

A:
You are able to purchase the insurance on their behalf. You will complete the application as if they were filling it out as every question will be pertaining to them. You can have the mailing address as yours in the United States and indicate your name to have it addressed to as the name for the mailing and you will just enter in your information for the payment.
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Q:I am an international student which study in Anglia Ruskin University, Cambridge, England and I am planning to travel to Italy is there any travel insurance suit me ?

A:
Thank you for your interest in purchasing insurance through us. Is there any insurance requirements from your school that needs to meet? If yes, Please send us those requirements otherwise you can purchase Atlas International plan. You can purchase Atlas International plan.
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Q:I am an F-1 visa holder, studying here in USA. I am a citizen of Ukraine. I am planing a trip to Europe and will apply for Schengen visa. What type of insurance/coverage can your company provide me?

A:
Thank you for contacting Insubuy. We are a broker and offer all of the major plans available on the market for anyone traveling internationally. You may use the link below to view plans which will cover your travel, as well as meet the Schengen visa requirements. You may purchase directly online, and shortly after purchasing you will receive a visa letter if needed. If you have any additional questions please let us know. You may also contact our office at (866) INSUBUY if you have any questions. - Schengen Visa Insurance
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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