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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:my policy is expired. i need new travel policy as i am travelling back on 20 feb 2023need travel insurance for 2 days.pls advice which one should i buy

A:
If you are referring to travel back to home country, you could most likely repurchase the same plan you had previously. However, without knowing which plan you previously had, we cannot advise. Please let us know if you have additional questions.
{{currentOrigin}}/answers/vacation-insurance/policy-expired-travel-policy-insurance-70793/

Q:wha is the premium I would be required to pay for this insurance?

A:
The cost or premium for the insurance depends on the plan selected, benefit levels, age of the insureds, dates of travel, etc. You can run a quote through our Visitor Plans quote link to see what plans would be available to you, as well as the quotes for those plans. /visitors-insurance/ Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-medical-insurance/premium-insurance-67365/

Q:I have kidney dysfunction. Io would like to insure myself against sudden deterioration while I am in the USA from 16 May to 31 May, in case I have to have dialysis or similar

A:
We have one plan that can provide some pre-existing condition coverage as long as you are fit to travel and not coming to the U.S. specifically for medical treatment. /visitors-protect-insurance/ However, this plan has a 90 day minimum, meaning that even if you enter dates for a couple of weeks, it will still charge you for 90 days. The amount of pre-existing coverage depends on the age of the insured and would be either $20,000 or $25,000 with an individual benefit deductible of $1500.00 Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/kidney-dysfunction-insure-sudden-deterioration-dialysis-72398/

Q:Parents - 65 years - Got GC (IR5 category) - Moving to USA - Looking for type of health insurance plans to buy? Please suggest - Thanks!

A:
If coming to the U.S. on a green card, they would need to obtain insurance through the Health Care Exchange in the state in which they will be residing once they arrive. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/new-immigrant-insurance/parents-65-ir5-category-usa--health-insurance-92760/

Q:My mom is coming to USA from India on a visitor visa and i am looking for insurance..how much will it cost for 6 months?

A:
In order to know the cost, you would have to run quotes through our Visitor plan link: /visitors-insurance/ The age of the visitor, plan selected, duration of stay, policy maximum, and deductible determine price along with any optional coverags added. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-insurance-usa/usa-india-visitor-visa-insurance-14854/

Q:Please advise what kind of insurance I need for the country of TOGO.... it appears travel insurance has medical with it. Will that be sufficient?

A:
We can not advise of any country's requirements. You would have to verify that information with that country, and then let us know what the requirements are so that we can assist in finding an appropriate plan if available. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/international-travel-insurance/insurance-togo-travel-medical-64212/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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