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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking to get medical cover from 10/16/17 to 10/30/17 for Florida. I am based in the UK. I have medical history to cover (see below) can you assist me in a quotation please. Kidney and pancreas transplant - 09/30/17. Not on dialysis not on insulin. Blood pressure tablets 1 daily. History or retinal damage but currently not receiving any treatment in the last 2 years. I look forward to hearing from you.

A:
Before we suggest any plan would like to know your age. None of the plan for an international visitor covers pre-existing conditions. However, some plan provides coverage for an Acute Onset of Pre-existing Conditions. Please visit our website, please enter appropriate criteria. You will find many plans. You can narrow by pre-existing (Acute onset) and compare them side by side. Please feel free to contact us if you have any further questions.
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Q:My mom's birthday is in May 1952. As of today she hasn't completed 65 years of age, but has crossed 64. On your website I see 60-64 and 65-70 as the Age groups. Could you let me know which Age group to select for buying insurance for her, please?

A:
Her current age group is 60-64 yrs. She will be 65 in May. Please visit our website, enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
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Q:Thanks for referring that dental plan. Unfortunately, it only provides coverage in the US. So, it will not fit the coverage period. I found that "Patriot america" plan covers accidental dental emergency as well. But while I was comparing it with "safe travels", I was overwhelmed by the definitions/glossary, since this is the first time I am getting such a comprehensive travel insurance. Could you please clarify what accidental (dental) coverage is under "Patriot america" and "safe travels"? For an extreme example, will jaw reconstruction due to accident be covered under emergency medical or emergency dental?

A:
There is no separate dental insurance available outside US. You have to purchase medical insurance and that will provide coverage for medical and dental (acute pain and accident/ injuries)to the sound natural teeth. Please read the certificate wording for Patriot America plus plan for more details.
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Q:Hello, I am looking to buy travel insurance for our family's upcoming trip to the USA from May 25, 2017-June 12, 2017. We will be under a tourist visa. We are visiting several states during the same period - Hawaii, New York, Boston, and Washington DC. We are non-US citizens. Which package would best suit us? Thank you.

A:
You can purchase Patriot America plus plan. You can also compare Patriot America plus plan with our other plans at our website.
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Q:We are a language school located in Florianopolis, Brazil, and we are looking to receive information about acquiring insurance for a group of teenage students (around 10 people) for a 2-week trip in California, USA. Could you please send us details on the procedures, options and prices? Looking forward to hearing from you.

A:
We are a broker and offer all of the major plans on the market. These plans are primarily designed to cover any new illnesses, injuries or accidents which occur after the effective date of the policy. The purchase process is fairly simple, once you have selected a plan you may purchase directly online or over the by phone by contacting our office. We would be more than happy to recommend an appropriate plan and give you a quote but first we will need more information. Can you please provide their visa status, ages, and travel dates? You may use the link provided below to review the available group plans. You may also obtain assistance by contacting our office at (866) INSUBUY. Group Travel Medical Insurance
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Q:Hello, I'm interested at the plan but I have any questions: - If I to use the services in the USA, can I pay in parts? - I would want to know if the medical insurance that I've chosen satisfy the following requirements: -Maximum benefits per accident/illness of at least $100,000, and One of the following: - Deductibles of no higher than $500 per accident/illness (or) - Co-insurance of no more than 25% of the benefit - And acceptable Underwriters: - A.M. Best: A- or higher - McGraw Hill / Standard & Poor: A- or higher - Weiss Research: B+ or higher - Moody's Invester Services: A3 or higher - Fitch Ratings: A- or higher I'm going to Fermilab (Batavia). If you say that this plan agree with requirements above, I'll buy it immediately, but I need security about this.

A:
Thank you for contacting Insubuy for your insurance needs. The Atlas America plan meets the requirements listed. You may purchase for one month, and then renew the insurance month by month as needed. You may purchase by using the link provided or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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