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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q: Since Atlas uses PPO network, does it mean they contracted rates with in network providers?
Q:I am still trying to understand coinsurance component. For example if I take $50k plan with 80/20 coinsurance and $500 deductible. If first time my claim is $10,500, I am responsible for Deductible = $500 20% of $5k = $1000 and insurance pay $9k . Right If I have second claim for $10k, I am responsible for 20% of $5k = $1000 and Insurance pay $9K. Right?
Q:Can you please let me know what is the max out of pocket for Atlas America and Atlas Premium America? If I take Atlas America in which 20% is co-insurance but I need to know what is the max out of pocket.
Q:I'm an Italian 21-years old guy affected with Cooley's Anemia. I'm planning to stay in the US for a few months for academic purposes. Does your insurance plan cover blood transfusions and drugs supply?
Q:I am an international student joining PSU in August 2017. I was looking for a comparable health insurance plan to the university offered insurance. You can check the waiver criteria in the link below. I would like to know the comparable health insurance plans available with you. http://studentaffairs.psu.edu/health/services/insurance/waiver.shtml Looking forward to an early response.
Q:My family will relocate in USA at 04/27/2017. (immigration) we want to buy 3 months health insurance. Any recommendation?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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