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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I filled out the form BUT it doesn't let me to finish the process indicating that due to my nationality I can't purchase the insurance! I am a F2 visa holder from IRAN living in United States because of my husband is doing his PhD here. I really appreciate you clarify this issue for me and guide me on purchasing an insurance. I have also attached the screenshot of the error message that the system returns

A:
Thank you for contacting Insubuy. The Atlas series plans are not available for purchase if the home country or country of citizenship is listed as Iran. So unfortunately you are not eligible to purchase this plan. At this time there will not be a plan that we can offer you for coverage it is recommended that you enroll into a domestic insurance from your spouse sponsoring organization if possible.
{{currentOrigin}}/answers/f1-visa-insurance/atlas-america-insurance-geographic-restrictions-29007/

Q:I am located in Seattle (in WA state). I was looking to buy my parents travel insurance while they are visiting the me in Seattle starting on May 18. I was going to buy the atlas insurance but it says person should not be located in WA. My parents arrive on may 18. But I would be buying the insurance online for them so does the restriction apply?

A:
Yes. Your parents are eligible to purchase Atlas America plan. Under the Atlas America plan insured person should not be physically located in WA at the time of application. So you can purchase before their arrival in WA state. Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/visitor-insurance/atlas-insurance-wa-location-restriction-54771/

Q:I am looking for insurance for my parents who are visiting USA. I would like to know if the Atlas Essential America plan includes Dental coverage as well. Or can you please let me know if there is any similar plan covering dental as well?

A:
Atlas America and Atlas Essential plan are medical insurance. Atlas America plan pays for an acute dental pain $250 while Atlas Essential plan does not cover. Both plan covers dental accident related emergency up to policy max. You can purchase a separate dental discount plan- Careington plan. You can purchase medical insurance from our website. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-medical-insurance/visitor-to-us-insurance-atlas-essential-america-include-dental-coverage-45335/

Q:Hello, I purchased this policy with the understanding that it could be used by a US citizen traveling from outside the US for a brief visit. I currently reside in Vietnam and will be traveling to the US for 24 days. Will this policy work for my circumstance? Would I be able to cancel this policy and chose another appropriate policy? Here is my policy info: DIPLOMAT AMERICA

A:
The insurance you have purchased will provide coverage outside your home country. Even though you are US citizen but your home country is Vietnam and you are travelling US for a short visit. So you are eligible to purchase this policy. Please feel free to contact us if you need any further clarification.
{{currentOrigin}}/answers/international-travel-health-insurance/us-citizen-traveling-outside-usa-diplomat-america-88178/

Q:i am an international student at Triton Institute in Sunnyvale, California. i would like to continue purchase a 3 months plan from you, from May 20th-August 19th 2017, but i'd like to change a different plan that is more economical and better benefits, would you kindly advise on the policies that i am eligible to apply? please find attached documents of my visa and proof of current student status, thank you and looking forward to your reply.

A:
Thank you for contacting Insubuy for your insurance needs. We would recommend purchasing the Atlas Exchange. You may also purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-triton-institute-12685/

Q:Hi I am an international student and the following are the University requirements. 2016-2017 University Student Health Insurance Requirements To qualify for a waiver, your insurance policy must meet all of the following criteria: -Routine, urgent and emergent care for both inpatient & outpatient medical care -Mental health treatment -Alcohol & substance abuse treatment (a policy that covers only emergency or urgent care does not meet this requirement); Must have an individual deductible that does not exceed $1,500 per year; Must have a United States-based claims office and telephone number; Must not contain any clauses limiting/excluding coverage based on pre-existing conditions; and Must not have a maximum annual limit.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans that we can offer you to meet your Universities requirements.
{{currentOrigin}}/answers/international-student-health-insurance/aca-compliant-student-insurance-requirements-95035/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

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