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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Need medical insurance for non-lucrative visa to Spain. Including sanitary. Accident. return of remains with complete intl coverage. Zero debuctable. Full year coverage start July 1, 2017. For 2 males age 60 & 64

A:
Thank you for your interest in purchasing insurance through us. We provide insurance from many companies. Generally, insurance will pay for new sickness, injuries or accidents that may occur after the eff. date of the policy. Plan will not pay for any pre-existing or preventive care. So there is no insurance which provide full coverage. Please find more insurance for Patriot International plan. You will find other plans also in the Schengen Visa Insurance section. Please let us know if you have any further questions.
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Q:I'm an American living abroad (in Italy) and plan to visit America for two months this summer. I'm a bit confused about which insurance to buy but I saw on your website that it's possible to get coverage even if I'm a US citizen visiting the US. It's just for one person and I'm 29 years old. Can you please send me a link with the correct policy I should be getting?

A:
You can purchase Diplomat America plan for being US citizen whose home country is outside US and coming to US for a short visit. Please feel free to contact us if you have any further questions. We can send you quote also if you send your travel date and which state you need coverage.
{{currentOrigin}}/answers/visitors-insurance/health-insurance-for-us-citizen-living-in-italy-visiting-the-us-39260/

Q:I will be visiting the USA and staying in Santa Clara, California for 3 weeks. Based on the options offered by your website, I am considering medical insurance of either Atlas Premium America or Patriot America Plus. The Atlas policy shows the PPO as First Health; but when I try to search for providers in Santa Clara the website displays "error". I would like to know between these two policies which one is better considering availability of providers (doctors, hospitals) in Santa Clara.

A:
Both the Patriot America Plus and Atlas Premium America plans have extensive PPO networks that it participates in. The Patriot America Plus plan tends to have a more use friendly PPO search and generally seems to produce more providers in a search. Please look at the Patriot America Plus PPO Network Search. Use the links to perform a provider search and to generate a quote for coverage. Feel free to contact our office for additional assistance.
{{currentOrigin}}/answers/visitors-insurance-usa/atlas-premium-america-vs-patriot-america-plus-availability-on-providers-62094/

Q:Hi, I'm from Poland and I'm pregnant. I plan childbirth in US. Please send me information about suitable medical insurance plans (which will cover childbirth and additional necessary costs) with prices. I've family in US. They are Americans. Is it possible to insure me together with my american family?

A:
Thank you for contacting Insubuy for your insurance needs. However, there are no plans that we can offer you to coverage any maternity related expenses. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/health-insurance-visitor-to-us-childbirth-and-additional-costs-coverage-60893/

Q:Our family is accompanying my wife to Pennsylvania for her study of masters degree program for a period of 10 months. We are on J2 visa and looking for an insurance policy to meet the minimum requirements of the authority. My wife will be covered under the student insurance policy. Please advise which policy is able to meet the needs of our family which consists of a 41-year-old male and 2 dependent children of age 2-4 yo, excluding my wife. All of us are in good health with no pre-existing conditions. Thank you.

A:
You can purchase Atlas Exchange plan which is family friendly plan so if one parent insured child under 9 yrs get insurance at no cost. You can also find more plans at J1 Visa Health Insurance section in our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j2-visa-holder-family-health-insurance-minimum-requirements-72949/

Q:Please find attached UCLA's health insurance waiver letter. I would like to know the best option of health insurance, please.

A:
Thank you for contacting Insubuy. Based on the requirements below you may purchase any plan from the Student insurance section of our website. One the most popular plans is the Atlas Exchange. If you have any additional questions please let us know.
{{currentOrigin}}/answers/international-student-health-insurance/student-insurance-waiver-ucla-exchange-guard-70968/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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