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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:These are the insurance requirements from my university: Minimum Level of Insurance Coverage Required (J1 Visa Holders) 1. medical benefits of at least $100,000 per accident or illness 2. repatriation of remains in the amount of $25,000 3. expenses associated with the medical evacuation to home country in the amount of $50,000 4. a deductible not to exceed $500 per accident or illness I have checked my chosen Atlas America policy and believe it should meet these minimum criteria, but if you could please verify for me that would be great.
Q:On the Chicago French Consulate site, it says zero deductible is required but your on your site it says no deductible is required. "Proof of medical insurance : you must bring proof of a valid overseas medical insurance with a minimum coverage of 50,000 US for emergencies and repatriation and NO deductible or co-pay. The letter provided by your insurance company MUST clearly state these conditions. " Please advise.
Q:We are two people from Spain (J-1 visitors) who are going to work for 3 months at the University of Illinois. We are interested in purchasing your "Visitor secure, Plan C, 100$ deductible" policy, but we haven't found the co-insurance percentage. We need at least a 75% of covered medical expenses. Does this policy cover that percentage? You will also find attached a pdf file containing the requirements of the University of Illinois for J-1 visitors. Could you please confirm that that policy meets those requirements?
Q:I am writing to ask do you here offer visitor's insurance that for a group of around 34 visitors from China? From July.22 to Aug.5. There are 6 out of 34 age between 25 to 40, one kid age 5 and rest are between 8-16. Basic requirements are: 1. one million general liability per occurrence, 2 millions aggregate. 2. 5k medical expense 3. One million personal injury
Q:I am an international student studying in Hawaii. I am thinking about purchasing an insurance from your company. And, could you help me find an insurance plan that is filled with these 6 coverage requirements below? -Comprehensive medical coverage = at least $100,000 US per accident/illness -*Inpatient/Outpatient medical (including mental health) coverage at no less than 75% usual/customary charge (UCC) -*Repatriation coverage = at least $25,000 US -*Medical evacuation coverage to home country = at least $10,000 US -*No more than $500 US deductible per accident or illness -*Waiting period for pre-existing conditions no longer than 6 months
Q:Need medical insurance for non-lucrative visa to Spain. Including sanitary. Accident. return of remains with complete intl coverage. Zero debuctable. Full year coverage start July 1, 2017. For 2 males age 60 & 64
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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