- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
中文- Language语言Idioma日本語한국어عربيةItalianoРусский
There was a problem, please make the requested changes and submit again:
Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am looking for insuring my trip to Europe for two people. I will also need a letter explicitly stating that the policy will be valid for medical, hospitalization and repatriation expenses during the whole stay, covering at least the amount of 30,000 Euros. Can you provide a quote for the same and confirm if you can provide the letter? Our Details: Citizens of India Currently residing in Massachusetts, USA Travel dates are 8/29 to 9/10 (we would like to insure the trip for 5 extra days)\ Trip cost: $2,800
Q:I want to see what I am buying before committing to Insubuy. How do I obtain policy for review before purchase?
Q:I am a J-1 Visa Exchange student who will be studying at the University of Virginia for the 2017 Fall Semester. I am a New Zealand Citizen and live in New Zealand. The University of Virginia requires International Exchange students to have Comparable Coverage Health Insurance Which of your insurance plans would cover all of the requirements below?: "In order to be considered comparable coverage, a student's health plan must meet the following seven specific requirements for 2017-2018: 1. The plan is provided by a company licensed to do business in the United States with (a) a U.S. claim payment office, (b) a U.S. telephone number, (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA). The following programs do NOT qualify as comparable coverage: 1. Travel insurance does NOT qualify. Travel insurance is in effect for a short period of time (60-90 days, for example) and is designed for brief trips. 2. Reimbursement programs of any kind do NOT qualify, including reimbursement arrangements or vouchers from home governments or their U.S. based consulates. 2. The plan provides both in-patient care and outpatient care (including visits for behavioral health care) within a 75-mile radius of the Charlottesville area. Coverage for emergency-only care does NOT satisfy this requirement. 3. The plan provides unlimited coverage for major medical benefits per sickness or injury. Insurance that fails to cover or limits coverage for pre-existing conditions is NOT acceptable. 4. The coverage will remain in effect for all semesters in which the student is enrolled for the 2017-2018 academic year. 5. You will be held financially responsible for payment of all charges not covered by your health insurance plan. 6. The plan provides a minimum of $10,000 in coverage for repatriation/medical evacuation to my home country or return of mortal remains. If you have a parent or spouse who lives in the United States and will assume financial responsibility for any such costs, you may waive out of this requirement provided you are not a J-1/J-2 visa holder. 7. The plan does not have a deductible greater than $500.00 (U.S.)."
Q:My daughter is currently in the US and will be spending a month in Europe and another two weeks in Mexico till the end of this year. I am interested in the Patriot America Plus and want to make sure she will be covered in those countries as well.
Q:My wife and I now have our visas for Canada (Visitor V-1), and our travel plan is: July 14: Leave Mumbai July 14: Arrive San Francisco (multiple-entry Type B1/B2 visa) August 20: Leave San Francisco for Calgary (Canada) August 28: Fly Calgary to Vancouver September 01: Leave Vancouver for India September 03: Arrive in Mumbai We plan to purchase Patriot America policy: Start Date: July 13, 2017 End Date: September 03, 2017 Coverage: $500,000- Deductible: $500- We will use the link: Patriot America brochure, instant purchase link, https://www.insubuy.com/patriot-america-insurance/ Attached the Plan details (PDF), and do advise if the above details are sufficient. Could you also confirm that such a single plan will cover our trip from Mumbai-USA-Canada-India? We propose to buy insurance in the last week of June.
Q:I want to buy visitor insurance for my mother who is traveling day after tomorrow. Her age is 50 years.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More