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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I please would like to have the insurance quote to cover my wife trip in USA. She is resident in Quebec, Canada and currently pregnant. She will give birth in Amarillo city, Texas around December 2017. Thanks

A:
Unfortunately, there is no insurance which covers pregnancy for an international visitor. You have to pay from your pocket.
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Q:We need Insubuy plan but need to know if it meets UCLA requirements as indicated on the link below. http://clients.garnett-powers.com/vs/ucla/waiver/

A:
You can purchase Atlas Exchange plan with 12 months pre-ex waiting period. You can compare this plans with our other plans at J1 Visa Health Insurance section on our website. Please feel free to contact us if you have any further questions.
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Q:We hope you can help. We are Australian, living in Australia and are wanting to travel to Argentina & Uruguay 23 December 2017 - 24 January 2017. We want to book our flights and accommodation now. We are undergoing IVF to have a baby before we leave. However, if we become pregnant, we will not travel. Do you cover us? We want 100% refunds in the event we are blessed and become pregnant before we fly.

A:
Unfortunately, there is not a plan that will cover this situation. Trip insurance plans will only cover for stated reason within the plan which are going to be unknown instances. If you need any additional clarification please contact our office.
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Q:I am unable to decide length of my total stay in the US. I was thinking of buying insurance for 1 month initially, and later extend as necessary. a) Would it be cheaper to buy for the entire duration in one go? That is, does the rate depend on total duration (so insurance for longer duration will cost less than insurance for two halves of the duration) ? b) Does the rate depend on whether I am already in the US or whether I am purchasing from my home country?

A:
The rate will not change based upon whether you are purchasing before or after your arrival. The insurance is based upon a daily rate so you pay for only the day that you require. So regardless of the duration you purchase for the price will remain the same. If you need any additional clarification please contact our office.
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Q:I am a ballet student from Spain with an M-1 visa, I will be dancing at the Atlanta Ballet in Georgia. I won't be doing competitions, just training and dancing with the Atlanta Ballet II I would like to know which insurance from your company would suit me best. I am allergic to some foods so I would like to make sure it would cover if I had to go to the emergency services, even if it is a pre-existing condition. Also I would like to have covered physiotherapy sessions, since I am a dancer and I usually need it. I would prefer the insurance to pay the 100% of the costs.

A:
We would recommend purchasing the Diplomat America plan. This plan will cover you while visiting the U.S. for the duration listed while participating in activities pertaining to ballet. Please use the link provided to view the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:I'm heading to Atsugi Naval Base who require insurance. Do you know of any company that does this?

A:
We here at Insubuy sell International medical insurance for individuals traveling outside of their home countries. This would include plans that will offer coverage at Naval installation outside of the United States. Please use the link listed below to search for plans that would be available to you for your trip abroad. Travel Health Insurance - Outside the USA If you would like us to send you a quote for coverage please send our age, dates of coverage and your resident state we can send you a quote with coverage options. Feel free to contact our office if you need any additional assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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