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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am interested in buying Insurance for my parents and have a question with the questions I am getting while purchasing it. When I am trying to buy the insurance, I am seeing a question for destination state. If say, I enter destination state as Kansas, does that mean that my parents cannot use this insurance in any other states in US when needed whenever they go to visit different places?

A:
The states that is requested in the quoting session will not stop the individual from utilizing the plan outside of that state. The plans will cover them anywhere outside of the country of citizenship or home country depending upon the plan purchased. They will however have coverage in all the U.S. states. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/visitors-medical-insurance/purchasing-inbound-guest-insurance-destination-state-other-states-coverage-18702/

Q:Would like to know if you have any insurance that covers maternity for tourist? and if so what would be the requirements?

A:
Unfortunately, there is no plan for an international visitor who comes on B1/B2 visa which covers maternity.
{{currentOrigin}}/answers/visitors-medical-insurance/insurance-maternity-coverage-for-tourist-35795/

Q:Can you please let me know if any one of your healthcare plan fulfills the insurance requirements for University of Rochester?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans that we can offer you to meet your Universities requirements. It is recommended that you purchase from your University.
{{currentOrigin}}/answers/international-student-medical-insurance/f1-insurance-university-of-rochester-33001/

Q:So if there's no pre existing condition then there's no difference at all between purchasing Atlas Exchange for 6 months or 12 months ? Also how do you pay for the insurance, is it monthly/per term/annual ?

A:
The pre-existing waiting period would be the only difference between the two plans. The amount of time that you are purchasing for at 1 given time is what you will pay for at that time. If you need the insurance for 1 year then you will pay for 1 year in total based upon a daily rate. If you wanted to say purchase 1 month or 6 months at 1 time and extend the plan from that point you are able to do so as the plan is extendable with a $5.00 renewal fee in addition to your premium. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/purchasing-atlas-exchange-6-months-or-12-months-pay-monthly-per-term-annual-79676/

Q:I need the Schenegan visa insurance for applying for the visa.

A:
Thank you for contacting Insubuy for your insurance needs. The plans offered in the Schengen Visa section of our website do meet all of the Schengen visa requirements and would be the appropriate plans for your situation. If you need additional assistance please feel free to contact our office. We will have an agent contact you this evening in regards to your insurance.
{{currentOrigin}}/answers/europe-travel-insurance/schengen-insurance-for-visa-requirements-64556/

Q:I am a J-1 Education Abroad Program (EAP) exchange graduate student at the University of California, Irvine. I am going to start my study there for the Fall 2017. The school will apply the University of California Student Health Insurance Plan (UC SHIP) for the new semester, but I am looking for a proper insurance plan with a fair rate to apply to the UC Irvine SHIP waiver. The application deadline for the UC SHIP waiver is September 8 and I need to purchase the proper plan as soon as possible. So, I would very appreciate it if you can introduce me a proper insurance plan which meets the UC SHIP waiver requirements.

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there are no plans that we can offer you to meet your Universities requirements. It is recommended that you purchase from your University.
{{currentOrigin}}/answers/international-student-health-insurance/j1-insurance-uc-irvine-75655/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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