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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My mother(60 years old) is coming from India in November. I am in market to purchase a medical insurance policy for her which covers the acute onset conditions(she is diabetic). Which policy would you suggest in a situation like this?

A:
The plans we would recommend would be the Atlas America or the Patriot America Plus. Please see the links for more information including the instant purchase button. If you need additional assistance please feel free to contact our office. Plans will cover the new accidents an new illness that occur after the effective date of the policy. The following plans will also offer coverage for an acute onset of a pre-existing condition. You can find more information about the acute onset using the link listed below. Acute Onset of Pre-existing Condition FAQ You can see all of the available plans on our website by entering the required information and clicking on search & compare.
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Q:I would like to get information/prices for temporary health care insurance for possibly one month up to a year for expatriates in Croatia. I am American and I have been living in Croatia for two months, and I need temporary health insurance until my new residence permit for Croatia is approved. What are the prices, what are the various options?

A:
There are two options that we can consider for your specific situation while you are living abroad. There are Expatriate Health Insurance plans that would be available and will cover more like a domestic insurance that you are used to in the United States. This plans are underwritten as they typically offer coverage for pre-existing conditions, preventative care among other benefits. You can review these options using the link. You can also look at International options, Travel Outside USA Insurance, that will cover only the new accidents and new illness that occur after the effective date of the policy. If you have any questions about either of the available plans please feel free to contact our office.
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Q:Dear Sirs. My daughter is a U.S. citizen and she lives in Russia. We are going to USA next week for about two weeks and I would like to buy insurance to her. I know that not a lot insurance companies let use their insurance in the country of citizenship. Can you tell me your diplomat offer covers U.S. citizens as a visitor within USA?

A:
The Diplomat America plan will provide coverage to a U.S. citizen while visiting the U.S. You may use the link provided to purchase online or you may purchase over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:I am planning to buy a health insurance for my mother who is coming to visit me here in Houston from Ethiopia with a visitor visa.I wanted to know if there is any insurance she will be eligible for,which hospitals are in-network and the type of coverage she will get including co-pays and emergency services. Please let me know which plans I need to buy for her and the coverage that comes with it. Thank you I advance for your cooperation.

A:
Thank you for contacting Insubuy for your insurance needs. Your mother will be eligible for any of the plans in the Visitor to USA section of our website. Network providers will be based on the plan you purchase. Under the detail section of the plans there is a link for the network if the plan has a network. The coverage will also be determined by which plan you choose. If you would like for us to send you quotes then please provider her age, date of arrival, and how long you will need coverage. You can also call our office to speak with a licensed agent for additional assistance.
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Q:I would like to buy insurance for my son . He will study and play basketball in high school in Scottsdale, AZ. He has F1 visa. We need insurance from 09/16/2017 to 06/06/2018. I would appreciate if you help us find the best insurance offer for my son.

A:
Thank you for your interest in purchasing insurance through us. We have many student insurance plan that he will be eligible to purchase. But before we suggest any plan would like to know is there any insurance requirements from his school that needs to meet. If yes, please send us the requirements in pdf attachment. You can find some plans for F1 visa below: International Student Insurance
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Q:Planning to get health insurance for studying in Spain as international student, do you have that kind of service? If so, how much would it cost about 7 month minimum 30000 euro? And please let me know how long it will take for process.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Atlas International plan which meets all the Schengen visa requirements. Please choose $0 deductible. and you can print the visa letter in Spanish or in English. Atlas International brochure, instant purchase and other useful information can be here. You can compare this plan with our other plans in the Schengen Visa Insurance section. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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