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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'd like to purchase the discount dental/vision plan from Careington and to pay with my Italian credit card. However I am currently living in the USA (I'm a Green Card holder) and I would like to have the cards mailed at my US address. But, if I enter my US address in the online subscription form, and then use my Italian credit card for the payment, the system tells me that the address I've put in the form doesn't match the billing address of my credit card. I'd be most grateful if you could suggest a solution for this issue. To sum up: I'd like to pay with my Italian credit card, but have the cards mailed my US address.

A:
In order to purchase the plan you will have to utilize a credit card that will have a U.S. address attached to it as there is not a way to use a foreign card for this plan.
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Q:Hello, I have just requested a quote for travel medical insurance for my husband. We are Canadians, we will be travelling in Portugal and Spain for 6 weeks. I want to be sure it works for us to buy from your company, rather than a Canadian company.

A:
The travel medical insurance plan will cover you while traveling outside of your home country. It is ok that as a Canadian you are purchasing a plan from our website. Any of the plans listed would be available for coverage with the exception of the Atlas International plan. If you have any additional questions please contact our office.
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Q:I am trying to find a health insurance policy while studying at UCLA. I am an Exchange student from the UK. The policy requirements for UCLA are listed in the following web link: http://www.studenthealth.ucla.edu/FormsDocuments/Updated%201718%20Waiver%20Criteria.pdf Can you please let me know if you have a policy that would meet this criteria. Please note I do not have any pre-existing conditions.

A:
As per your school requirements, there are no plans on the market that will meet those requirements. Therefore, it Is advisable for you to purchase from your school. Feel free to contact our office if you have any further questions.
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Q:I'm a J1 post doc at the University of Chicago. I started my research period at the UoC in May 2017. Before starting I bought an health insurance, however this insurance doesn't meet the J1 requirements. My University is asking me now to provide an appropriate an health insurance. The coverage should begin back to May 1st 2017 and end the 30th of April 2018. Is it possible to do it and have a quote for a basic J1 coverage? I'm 31 years old.

A:
We will be able to provide insurance for J1 visa holder but it can start as early as tomorrow or any future date that you specify. We can't provide you coverage from May 1st 2017. Please look at the plan in our J1/J2 Visa Health Insurance section in our website. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We have sent you quote from 09/19 - 04/30/2018. Please check your e-mail.
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Q:I am from the US and am living and studying in France. I need to purchase insurance again as what I had before expired. I need insurance for the next 6 months. What would this cost and what does it cover as per the French Consulate in the US?

A:
We have many insurance plan that you will be eligible to purchase. You can purchase Patriot International plan. You can compare this plan with our other plans using the link below: Study Abroad Insurance Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions
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Q:I want to inquire about something. I want to buy J1-visa health insurance but the criteria of the institution I am going to require me to have some more conditions. As follows: http://oiss.yale.edu/immigration/j-1-scholars/maintaining-legal-status/health-insurance-requirement So, I was wondering if you can check the criteria and provide me with exact matching choices to choose from and then buy from the website.

A:
According to the link you provided any plan in the J1 Visa Health Insurance section of our website will meet the requirements as listed since those are the standard requirements. Here are a couple of plans we would recommend. Atlas Exchange Patriot Exchange program If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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