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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am an international student at George Washington University (DC state). My college has some conditions to get a new insurance. Here is the list of all requirements. Please let me know if you cover all of these conditions and also please let know the cheapest possible quote for a year. I really appreciate your time! Must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number. Must be currently active and you must promise to maintain it during the entire period you are registered for the current academic school term. Must provide an annual minimum of $100,000 in coverage for each accident or illness you may suffer each policy year. Must include coverage for prescriptions (medications prescribed by a physician). Must cover pre-existing conditions (illnesses or medical conditions that began before the effective date of the insurance coverage) with no waiting period (or the plan must have been in effect long enough that any waiting period has already passed). Must cover inpatient and outpatient medical and mental health care in the Washington, DC area, including alcohol, drug abuse and detoxification treatment. Emergency-only coverage does not satisfy this requirement. Must cover expenses related to self-inflicted injuries and suicide. Must have a maximum deductible of $500 for international students or $1,500 for domestic students. Must provide at least $50,000 for medical evacuation, which is transportation to your home country so that you can receive medical care there. Must provide at least $25,000 for repatriation of remains. Repatriation provides transportation to your home country in the event of your death.
Q:I have been living in the USA for three years now. I was an Au Pair and had an insurance. Nursing Ethel program finished and I changed my visa status to F1, I have not purchased any insurance. I would like to get a quote for 1 year and pay it monthly. I live in Maryland.
Q:I am student at university of Oregon, Eugene. I recently moved to US under a j-1 Visa along with my husband and son(j-2 visa). I called your helpline yesterday for information on insurance options for my husband and son. The operator shared a plan by Atlas Exchange that I decided on buying and asked him to share the particulars in email. But I still haven't received the details. I tried to look up for the plan on internet but I can't find it. My son is 2 yrs old and my husband is 32 yrs. Both are here on a J-2 visa. We need an insurance policy for the next entire year starting 09/23/2017. I myself am enrolled in university insurance so I don't need an insurance for myself. The plan operator shared yesterday costs around 800-900 USD per year. It will be very helpful if you could help me find that plan so that I can buy it.
Q:We are looking for insurance to cover temporary until we see if can get Marketplace insurance etc. They need our SSN for that and won't get it for a few weeks, so we want insurance to cover until then.
Q:Insurance required for travelling to US - with pre existing disease .. please advice
Q:Looking for coverage for an american living abroad over 10 years last state of residence is California. Planning to visit USA in October looking for either travel/ or long term insurance with pre existing condition. The traveler is a stroke survivor with hypertension, age 38 travel dates from Oct 17 to 27 or maybe just one week from Hong Kong to NYC. We are mainly worried about medical bills, in case, you know, knock on wood, shall anything happens.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy buy insurance from Insubuy?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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