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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I understand that the Atlas International plan meets Shengen visa requirement; would you kindly confirm whether it also covers Chinese nationals travelling to Ireland please?

A:
The Atlas International plan will cover anyone traveling outside of their home country. So in your case specifically it will cover you as Chinese citizen traveling to Ireland.
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Q:I couple of months ago I got an insurance with I finally had to cancel, now, I am finally going to the USA and I would like to ask one question about your insurances. Do any of them fulfill the requirements of the attached document? The university I am going to requires them. Thank you for your help.

A:
Any of the plans found in the J1 Visa Health Insurance section of the Insubuy website will meet the requirements listed that your University requires. You can review a plan called Atlas Exchange (Choice / Essential) for coverage. Please use the links for more information about these plans. If you need any additional assistance please contact our office.
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Q:I plan to go to Massachusetts in Feb. 2018 as a visiting scholar (J1 Visa). I want to buy health insurance and the minimum coverage of that university is as followed: (1) $100,000 per accident or illness (2) Medical evacuation in the amount of $50,000 (3) Repatriation coverage of $25,000 (4) A deductible of no more than $500 Can you help me select a plan that meets those minimum requirements? Additionally, please give me the price of the selected plan. Thank you very much.

A:
Any of the plans found in the J1 Visa Health Insurance section of the Insubuy website will meet the requirements listed that your University requires. You can review a plan called Atlas Exchange (Choice / Essential) for coverage. Please use the links for more information about these plans. If you need any additional assistance please contact our office.
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Q:I know your company could provide health insurance for the visiting scholars and spouse (J1 and J2). I would like to get a quote and plan detail of my insurance, could you kindly give me some suggestions? Here are my personal information: 1, visiting scholars (J1, male, Date of birth: Aug 25, 1986) for 2 years (from Nov. 1, 2017 to Oct. 31, 2019) in The University of Arizona; 2, one dependent (J2, my wife, Date of Birth: March 22, 1987) for 2 years; 3, I wish that the plan could covered maternity. Requirements: (1) Medical benefits of at least $100,000 per accident or illness; (2) Repatriation of remains in the amount of $25,000; (3) Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000; and (4) Deductibles not to exceed $200 per accident or illness. (5) May include provisions for coinsurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness (6) maternity covering Please kindly help me, especially about the monthly rate, thank you!

A:
We have send a separate quote for coverage of plans that contain the requirements listed below as well as maternity coverage. The Study USA plan require for the J1 visa holder to be enrolled into the plan along with the J2 visa holder to cover maternity. There are other plans available that will meet your Universities requirements for coverage and be less expensive however, they will not cover maternity. Please use the link to review the Atlas Exchange plan for coverage. If you need any additional assistance please do not hesitate to contact our office.
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Q:Please send me the details for USA 6 months travel insurance.

A:
Thank you for contacting Insubuy for your insurance needs. Please see the details for the Atlas America plan. If you have additional questions or need assistance please feel free to contact our office.
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Q:Hello. Can you let me know if your plans apply to foreigners already in the US? Or do all plans require the visitor to purchase before embarking on the trip?

A:
You are able to purchase short term medical plan after your arrival in the United States. If you would like assistance from a licensed agent in select an appropriate plan please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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