There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am from India and had got coverage from you during my 3 months stay in the US. My son aged 26 lives in Washington state and is employed there. His employer has covered him for medical and life insurance. I wish that he has a cover for accident disability. Do you have an equivalent coverage in the US? Please let me know the details. Thanks PS : In India an accident disability cover, covers the following : - Accidental Death - Accidental Hospitalization Expenses Reimbursement - Permanent Total/partial Disablement: - Accidental Hospital Daily Allowance - Compensation for loss of salary.

A:
Thank you for contacting Insubuy for your insurance needs. Your son will have to look for disability options from a traditional U.S. carriers before looking at surplus lines options for coverage. Surplus lines carriers will only offer coverage if a traditional carrier cannot provide coverage to and individual. If you need any additional clarification please contact our office.
{{currentOrigin}}/answers/other-insurance/accident-disability-coverage-living-in-the-us-72013/

Q:I am a US citizen living in the Czech Republic and am going back to the US for the holidays. I would like to make sure if I purchase the Diplomat America insurance to cover me for the 22 days that I am purchasing the right one. Also, do you have to physically mail the documents to me or can I just get them by email and print them off to bring with me? I leave on the 14th of December which is why I am asking as I don't know how long the mail takes. Thank you, in advance, for your help.

A:
The Diplomat America plan will cover a US citizen traveling back to the United States for a visit. This plan only provides online fulfillment so there would be no additional documents sent to your address in the Czech Republic. The online fulfillment would be more than sufficient. If you have any additional questions please do not hesitate to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/health-insurance-us-citizen-visiting-the-us-living-in-czech-republic-diplomat-america-76948/

Q:Hello! I'm going to exchange in US in January , and I need insurance that meet these requirement : Medical benefits $100,000, Repatriation of remains $25,000, Medical evacuation $50,000, Deductible per accident or illness $500. I'm interested in ATLAS EXCHANGE CHOICE, could you please help me check if meet all the requirement above. can i purchase the insurance before i have my J-1 visa? or I'm only able to purchase when i already have the visa ? thank you very much.

A:
The Atlas Exchange Choice plan does meet the requirements that you have listed below. This plan is available to individuals that are on a valid J visa. As long as during the validity date that you have requested you anticipate having a valid J visa you are eligible to purchaser the plan. If you need any additional information please feel free to contact our office.
{{currentOrigin}}/answers/exchange-visitors-health-insurance/exchange-student-j1-visa-health-insurance-with-requirements-atlas-exchange-choice-80253/

Q:I need insurance that meets the requirements to go to France. It has to say it will pay directly to the provider.

A:
Thank you for contacting Insubuy for your insurance needs. Companies will pay directly to the provide as long as the provider is willing to direct bill and that is at the discretion of the provider. There is only one plan that will provide a visa letter that will specifically state that it will pay directly to the provider. The name of this plan is Safe Travels International Cost Saver, you can use the link below for more information about this plan and to review the sample visa letter. All plans in the Schengen visa section will meet the requirements for that you have listed as these are standard for a Schengen visa. You will be covered under any of the plans from the Schengen Visa Insurance section of our website for your trip to France. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-insurance-requirements-by-destination-40229/

Q:Child minor 14 years male resident of Australia and visiting USA for dirt motocross racing amateur 250 cc. need insurance from 11/3 to 12/5 short term to cover in case accident while racing.

A:
We don't have any plans which will cover dirt motocross racing because of residency (Australia).
{{currentOrigin}}/answers/other-insurance/resident-of-australia-visiting-usa-dirt-motocross-racing-coverage-91600/

Q:I'm an International student currently under OPT extension. My employer does not provide medical/health insurance for me so I'd like to purchase one. Is there any option available for my situation? Currently I don't have any insurance except emergency coverage from government (Medi-Cal). The previous insurance I had is called "University of Idaho Student Health Insurance Program (SHIP)", which ended January 2016. My age is 27.

A:
We would recommend purchasing the Atlas Exchange. This plan would be secondary to your current Medi-Cal coverage. You may also purchase over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/other-insurance/secondary-insursurance-to-medical-with-atlas-exchange-38226/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More