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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am an international student from Nigeria studying in the USA and I was looking at your plans online and got really interested. Can you kindly send me the policies for the following plans: 1. Patriot Exchange Program 2. Atlas Exchange - Choice and 3. Atlas Exchange - Essential Do all these plans has Emergency Medical Evacuation and Repatriation of Remains? Can I start the policy as soon as possible even though I have only been in the USA for 2 months now?
Q:I am in the state of South Carolina studying under the F1 category. I am 41 years and will the needing the coverage on a year to year basis, I am going to be here a minimum of 4 years including my OPT. Please can you explain to me the pre-existing or preventive care - that the insurance will not pay for. I don't understand it. What is the major difference between the patriot exchange plan and the atlas exchange plans? Can I be paying my premium on a monthly basis with my credit or debit cards and would I be getting my receipts generated as soon as possible?
Q:I am wanting to get an insurance quote! I am planning on going to Nicaragua at the beginning of the year and staying there indefinitely. I am looking for something that covers all travel internationally, rather than specifically for Nicaragua, in case I go somewhere else, too. I plan on getting a teaching certificate, and I am sure how long I will be in Nicaragua! I am a 27 year old American, and I haven't been out of the country since June 2016.
Q:I'm looking into Foreign travel health insurance that will cover me for my 1 year trip to Berlin under a Youth Mobility Visa. These two plans were suggested: Can you please confirm whether these plans are appropriate for this visa? (Safe Travels International Cost Saver and Patriot International) And what is the different between them? Thank you.
Q:I was wondering if you could provide me with some help on the following: I plan to work in the U.S. as postdoctoral associate (on a J1 visa, I am a European citizen). For the time of 11/09/17 - 11/30/17, I was advised to seek for temporal health insurance coverage that needs to meet to following criteria: 1. Medical benefits of at least $100,000 per person per accident or illness; 2. Repatriation of remains in the amount of $25,000; 3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000; 4. A deductible not to exceed $500 per accident or illness. In addition, the insurance policy must meet the following rating requirements: 1. Underwritten by an insurance corporation having an A.M. Best rating of "A-" or a Standard & Poor's Claims-paying Ability rating of "A-" or above, a Weiss Research, Inc. rating of B+ or above. 2. Insurance coverage backed by the full faith and credit of the government of your home country also meets the rating requirements. Is there an insurance package offered by your company that meets the criteria mentioned above?
Q:I am looking for a health Insurance Package to my daughter who is 17 and studying at high school in Nebraska. Appreciate if you can explain what is ExchangeGuard and how it can cover health check. Basically, I need a package which it will cover emergency cases, accident and women health checks. Can you please recommend?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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