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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi I am a US resident looking for travel insurance to fly one way to Australia. I will be 30 weeks pregnant when flying so trying to find a company that will cover you at that stage. Can you help please

A:
The Safe Travels International Cost Saver plan will cover up to 2500.00 in emergency medical treatment of pregnancy per policy period. Be advised that this plan excludes childbirth. If you have any additional questions please let us know.
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Q:Are medical costs reimbursed by the insurance company (patient pays up front) or does the insurance company receive the bill / pay the costs up front?

A:
It will be at the discretion of the provider if they directly bill the insurance company or the patient. If have any additional questions you can reach out to our office at 1(866)INSUBUY.
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Q:Have a specific question. Appreciate if you could help asap.Looking to purchase "Patriot America Plus" insurance for my Father. Duration - Apr-16 to Aug-16He is currently 69 yrs old and will turn 70 on Jul15th .Plan details says - (Acute Onset of Pre-Existing Conditions(Insured person must be under 70 years of age): He will be under 70 at the time of purchase but will turn 70 before the last month. *PLEASE CONFIRM IF COVERAGE FOR PRE-EXISTING will cover for the last month.Please confirm if the

A:
Under The Patriot America Plus plan, even if the age group changes in the middle of the policy the insured will retain the acute onset coverage, maximum up to 1 year from original effective date. If you have any additional questions you can reach out to our office at 1(866)INSUBUY.
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Q:My mother is USA citizen. She is 83 years old. Currently she is in India. April 27th she will come to Jersey City, New Jersey and then she will leave for Phoenix, AZ for 2 months. I am interested in suitable insurance for her. Please let me know her options

A:
Due to age and citizenship status, the only plan that would be available to her would be the Visitors Protect plan. You may use the link below to run a quote for this plan. Be advised this plan is NOT extendable and must be purchased before depature from their Home Country. /visitors-protect-insurance/ If have any additional questions you can reach out to our office at 1(866)INSUBUY.
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Q:Whilst working in the USA we are covered by Workers Compensation insurance should we have an event or injury at work. However we do not have cover for an event or injury outside of the work place. I have had insurance through insubuy in the past. Does Insubuy still cover us in Montana for injury or medical events outside of our workplace?

A:
To be able to confirm if there is a policy available to you we would need a bit more information. However, generally speaking, We have many plans available that will cover visitors and temproary workers in the USA, including Montana. It is advised to contact us at 1(866)-INSUBUY (467-8289) to insure that you meet the eligibility requirements specific to each plan.
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Q:Purchased and paid in full for trip for 2 (ages 32 & 65) on 3-10-23. Trip is from Philadelphia to UK on May 2 thru May7 costing 3000 total for air and hotel for 2 people. Do you have a policy that would pick up pre existing medical benefits?

A:
We do not have a policy that has a pre-existing condition waiver if the policy was purchased more than 21 days out form the intial trip deposit date. If have any additional questions you can reach out to our office at 1(866)INSUBUY.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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