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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm an international student seeking an insurance plan for my term at Dartmouth College, Hanover, New Hampshire. I wanted to check the price quote and whether the insurance plan meets the following requirements: coverage for emergent and non emergent medical and mental health services obtained in the Hanover, NH area. Does the coverage include all ten essential health benefits defined by the ACA in Hanover, NH Treatment for pre-existing conditions, with no waiting periods or exclusions. Issued in the U.S., have a U.S. based claims administrator, registered with at least one of the US state's insurance systems and have a U.S. address and phone number for claims submissions?

A:
Thank you for your interest in purchasing insurance through us. We don't provide ACA Compliant plans. You have to purchase insurance through your school.
{{currentOrigin}}/answers/international-student-medical-insurance/f1-insurance-dartmouth-college-60281/

Q:I am interested in getting Schengen Visa insurance. I am already in Europe. How long does it take to accept and application and provide proof of Insurance?

A:
Thank you for your interest in purchasing insurance through us. Schengen visa insurance can start as early as tomorrow or any future date that you specify. As soon as you purchase the insurance you will receive confirmation by e-mail. Which will have a link to print id card and visa letter. Please find Schengen visa insurance here. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Insurance will not pay for any pre-existing or preventive care. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-insurance-after-arrival-76288/

Q:I will go to the US end of this month as an exchange student and my school wanted health insurance and the gave some requirements. I attached these requirements so I need a health insurance which is cover these requirements. I want to be informed about cost of insurance which can cover these requirements from you. Thank you

A:
Your school wants you to purchase PPACA or Obama Compliant plan. You have to purchase insurance from your school.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/exchange-student-purchasing-insurance-ppaca-compliant-22485/

Q:My name is Kei and I'm J1 visa holder. In next month, my wife and two kids will come to U.S. and I'm looking for their health insurance. And I found "Atlas Exchange Plan" for J2 holder in your homepage. Then I have a question about the preventative care. If my family enroll the Atlas plan, do we need to pay the deductible when my kids take well-child Exam or vaccination?

A:
None of the short term plan will provide coverage for preventive care, well child exam or vaccination. You have to pay from your pocket and it will not count towards deductible because deductible apply only towards eligible expense. Atlas Exchange You can find all the details under certificate wording. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j2-visa-holder-health-insurance-atlas-exchange-plan-well-child-exams-vaccination-94252/

Q: This is fairly urgent, which insurances have visa letters in Spanish for Spain?

A:
You can purchase Atlas International plan which provides visa letter in Spanish. Please find sample visa letter on page 3 Brochure, instant purchase link can be found here. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/europe-visa-insurance/atlas-international-travel-documents-for-schengen-visa-requirements-14009/

Q:Hello, I am currently looking for an insurance, but I am not sure which insurance I can apply in my situation. Could you tell me which insurance I can apply following situation? - I am currently outside of the US. I am going to the US under H1-B visa on 12/26/2017 and start working on Jan.1st, 2018 (desk work). I need an insurance for 65 days until I can officially join a corporate group insurance. * I can join a corporate insurance on March 1st, 2018. I am 28 years old, no smoking, and will work in Rolling Meadows, IL 60008.

A:
You can purchase International short term plan. That is International Major Medical plan or Short Term Health insurance. Please feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/other-insurance/purchasing-health-insurance-h1b-visa-short-term-insurance-98951/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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