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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:What is the difference between Atlas Exchange - Essential and Atlas Exchange - Choice? I don't see any difference between them when I add them to compare tool.
Q:Dear Sir/Madam, I would like to buy a Vision plan for my mom.
Q:Hi, I am coming to USA in J1 visa for a year (12-Jan-2018 to 10-Jan-2019). Traveling alone from India/Singapore. I have been in Singapore from past one year, but my nationality is India. My DOB: 8-June-1983 I am looking for an insurance which meets the J1 requirement. The university I am joining (Univ of Illinois, Urbana Champaign) recommends Gallagher's gold/silver/bronze plans, but we can buy from any company as long as it meets the J1 visa insurance requirement. Is patriot exchange enough for meeting the insurance requirement for J1 visa?
Q:I am a PhD Student in a Chilean University (38 years old). I will be enrolled as a Visiting Student Researcher at Stanford University during April 1st 2018 to February 1st 2019. I am looking for a health insurance system, alternative to the Stanford Cardinal Care. Do you offer some product that could replace the Stanford program? I am traveling with my spouse (35 years old) and my child (4 years old). Stanford University requirements are: - An annual deductible less than $1,000 USD. - Lifetime aggregate maximum benefit of at least $2,000,000 USD or a maximum per condition/per lifetime benefit of $500,000 USD. - Coverage for inpatient and outpatient medical care in the San Francisco Bay Area and the U.S. - Coverage for inpatient and outpatient mental health care in the San Francisco Bay Area and the U.S. - Prescription drug coverage. - Coverage for non-emergency as well as emergency care. - Coverage for pre-existing conditions or you have met applicable waiting periods. Although not a requirement of Stanford University, the U.S. Department of State requires that J1 visa holders have a policy with minimum coverage of $25,000 USD for repatriation of remains and $50,000 USD for medical evacuation.
Q:If I enroll for Vision plan, Can I purchase a frame within the plan
Q: I am an international student here in the US and currently on OPT. My OPT will end on February 16, 2018. I am looking at ExchangeGuard insurance option in your website. My question is 1. Will this cover F1 student in OPT? 2. After my OPT, probably I will change my status to F2 dependent, what will happen to my insurance if that happen? 3. If I apply to permanent resident, will it cover during my application on pending (because it will take at least 1 year to approve)? 4. Can I add my US born child under my policy?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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