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Ask Our Specialists
My sister will be visiting the USA in 10 days and I am in the process of purchasing Atlas America insurance through Insubuy. I was wondering if you could confirm two things for me with respect to Atlas America: (a) If my sister has to visit an in-network medical facility, is direct billing available (after the deductible). I want to avoid a reimbursement-based policy. (b) Can Atlas America be used as the primary (first) insurance policy that my sister uses with a medical facility? Here are the details for my sister: Age: 42 Citizenship: India Country of Residence: Indonesia Travel dates: June 14 to June 30 Policy under consideration: Atlas America Please let me know if there is an alternate insurance policy that we should consider that is both direct bill and primary. Thanks in advance for your help and best regards,
Direct billing is an option but it's up to the provider not the plan. If you go in network then there is a better chance that the doctor will bill directly. If it's an emergency situation then there will be direct billing by hospitals or emergency rooms.
(All short term plans are secondary plans. They will pay secondary to any other insurance. If there is no other insurance then the plan reverts to primary.
As mentioned the direct billing is up to the provider and all plans are secondary.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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