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International Student Insurance

Question:

I am looking for a health insurance for an international student holding a F-1 visa. I am from University of Rochester, the school has some requirements of the benefits as follows: 1. The plan covers a minimum of $500,000 US in medical benefits for illness, accident or injury per plan year. 2. The plan has a deductible of $5,000 US or less per covered person per plan year. 3. The plan covers prescription medications to a minimum of $100,000 US per plan year. 4. The plan covers all pre-existing health conditions without restriction. 5. The plan covers mental health conditions at the same level as other medical conditions. 6. The plan covers care related to pregnancy and delivery for female students. 7. The plan covers care for self-inflicted injury, attempted suicide, and suicide. 8. The plan must cover care for injuries related to intercollegiate athletics and recreational activities. Is there any insurance that you are offering meets the requirements? If so, what is the cheapest premium?

Answer:

Thank you for contacting Insubuy for your insurance needs. There are no plans available, as your university requires the insurance to have no exclusions for pre-existing conditions. We recommend purchasing from your University. If you have any additional questions please let us know. 

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Buy J visa medical insurance to meet your requirements.

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Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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