WorldTrips Medical Insurance Services Groups Insurance Plans

About WorldTrips

WorldTrips (previously Tokio Marine HCC - Medical Insurance Services Group, HCCMIS ®) offers a comprehensive array of travel medical insurance and trip protection insurance products for leisure and business travelers, missionaries, and study abroad participants worldwide.

WorldTrips was established in 1998 in Indianapolis, IN, and was among the earliest organizations to make insurance products and services available online. Today, WorldTrips offers travel medical insurance to customers in over 130 countries, and trip protection insurance to residents of the United States.

In 2015, WorldTrips was acquired by Tokio Marine Holdings, Inc. This acquisition allows WorldTrips, as a member of the Tokio Marine HCC group of companies, to expand its reach into the international community.

Tokio Marine HCC products and capabilities set the standard for the industry, and many of the Company's almost 2,500 employees are industry-leading experts. Tokio Marine HCC is rated* "AA- (Very Strong)" by Standard & Poor's and "AA- (Very Strong)" by Fitch Ratings. In addition, Tokio Marine HCC's major domestic insurance companies are rated "A++ (Superior)" by A.M. Best Company.

*At the time of publication. For more information on these ratings, please visit:,, and

What Types of Insurance Does WorldTrips Offer?

WorldTrips offers a comprehensive portfolio of travel medical insurance and trip protection insurance products used by thousands of individual travelers, families, corporations, students, and service groups around the world every day. WorldTrips insurance coverage available includes:

  • Travel medical insurance for US citizens traveling or living outside the US.
  • Travel medical insurance for non-US citizens traveling or residing within the US or abroad.
  • Travel medical insurance for sales professionals and frequent travelers taking multiple international trips in a one-year period.
  • Travel medical insurance for student groups, mission groups, groups of friends, and families traveling abroad.
  • Travel medical insurance for international students.
  • Trip protection insurance for US citizens and residents traveling outside the US.
  • Trip protection insurance for US citizens and residents seeking supplementary insurance as they travel within the US.
  • Trip protection insurance for US citizens and residents taking a cruise either domestically or abroad.

Why Choose WorldTrips?

  • World-Class Service: The WorldTrips team of customer service specialists are available to assist you 24/7. Regardless of what time zone you are in or what language you speak, WorldTrips has the resources to provide the service you need at the time you need it the most.
  • Company Culture: As a member of the Tokio Marine HCC group of companies, WorldTrips operates with the mission "To Be a Good Company." They pledge to be there for their customers, doing their part during times of need. WorldTrips balances their strength as an organization with their compassion as individuals, endeavoring to look beyond profits to fully deliver on their commitments.
  • Giving Back: At WorldTrips, the commitment to giving back to local and global communities is highly important. WorldTrips and its employees accomplish this by staying involved in a number of diverse programs that help children and disadvantaged individuals by promoting healthcare, education, and diversity.

Who is the Underwriter of WorldTrips Insurance?

WorldTrips' Atlas Travel Series and StudentSecure international travel medical insurance products are underwritten by Lloyd's of London.

WorldTrips' Atlas Journey, Atlas Cruiser, and Atlas On-The-Go insurance products are underwritten by Tokio Marine HCC's U.S. Specialty Insurance Company (USSIC).

4 Carter Green
Suite 400
Carmel, IN 46032

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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