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WorldTrips Medical Insurance Services Groups Insurance Plans

About WorldTrips

WorldTrips is a full-service organization offering a comprehensive portfolio of travel medical and trip protection insurance products designed to address the insurance needs of travelers worldwide.

WorldTrips is member of the Tokio Marine HCC group of companies.

About Tokio Marine HCC

Tokio Marine HCC is a leading international Specialty Insurance group dedicated to helping businesses and individuals take on opportunities with confidence. Backed by the insurance industry's highest available financial ratings, Tokio Marine HCC participates in more than 100 classes of specialty insurance. Every day from offices across the United States and in the United Kingdom, Spain, and Ireland, our 2,000 employees apply a unique understanding of risk and a passion for underwriting.


WorldTrips (previously Tokio Marine HCC – Medical Insurance Services Group, HCCMIS ®) was established in 1998 in Indianapolis, IN. We were among the first to make insurance products and services available via the internet. Our customers can review coverage options, obtain quotes, purchase insurance, and receive their insurance documents - all electronically, without human intervention, 24 hours a day. Today, many thousands of international insurance professionals host our electronic tools on their websites, and this number continues to grow. We currently offer travel medical insurance to customers in over 130 countries and trip protection insurance to residents of the U.S.

In June 2015, WorldTrips was acquired by Tokio Marine Holdings Inc. The acquisition allows WorldTrips, as a member of the Tokio Marine HCC group of companies, to expand its reach in the international community.

Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Spain, and Ireland. The group transacts business in approximately 180 countries and underwrites more than 100 classes of specialty insurance.

Tokio Marine HCC products and capabilities set the standard for the industry, and many of the Company's almost 2,500 employees are industry-leading experts. Tokio Marine HCC is rated* "AA- (Very Strong)" by Standard & Poor's and "AA- (Very Strong)" by Fitch Ratings. In addition, Tokio Marine HCC's major domestic insurance companies are rated "A++ (Superior)" by A.M. Best Company.

*At the time of publish. For more information on these ratings, please visit:,, and

Product Excellence

WorldTrips's travel medical and trip protection products are known and used daily by many thousands of individuals, families, corporations and service groups around the world. These products are all designed with the unique needs of the international market in mind.

Markets for our travel medical insurance products include:

  • U.S. citizens traveling or residing outside of the U.S.
  • Non-U.S. citizens traveling or residing in the U.S. or abroad
  • Sales professionals and frequent travelers taking multiple international trips in a one-year period
  • Student groups, mission groups, friend groups, and families traveling abroad
  • International students

Markets for our trip protection insurance products include:

  • U.S. citizens and residents seeking coverage as they travel outside of the U.S.
  • U.S. citizens and residents seeking to supplement their regular health insurance as they travel within the U.S.
  • U.S. citizens and residents taking a cruise domestically or abroad


WorldTrips' team of customer service specialists are available 24 hours a day, seven days a week to respond customers’ travel emergencies. No matter the time zone, no matter the language, no matter the culture, we have the resources to provide our customers with the service they need, when and where they need it most.

While we pride ourselves on delivering our products electronically, we also realize that computers can never replace a knowledgeable and compassionate voice in a time of need. Well-trained and experienced people are available to provide both emergency and travel assistance services.

251 North Illinois Street
Suite 600
Indianapolis, IN 46204

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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