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Visitor Medical Insurance for Visitors to USA
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Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident
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Primary Age must be a number.
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Primary Birth Date must be in the format mm/dd/yyyy.
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Coronavirus Coverage in Visitors Insurance for USA
How visitors insurance provides coverage for COVID-19 sickness, testing, and treatment.
Visitors Insurance for USA
Visitors insurance primarily provides coverage if you were to unexpectedly get sick or injured while visiting United States.
What does visitors insurance include?
Visitors insurance may be comprised of various benefits, some of these standard benefits may include:
Emergency Medical Expenses
Visitors insurance will generally cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Medical expenses are very high in the United States. While fixed coverage plans provide limited coverage according to schedule of benefits, comprehensive coverage provides the coverage in terms of percentage (80%, 90% and so on).
PPO Network
Most comprehensive coverage plans participate in a PPO network which has many participating doctors or hospitals all over the U.S. that bill the insurance company directly and also charge you only the network negotiated fees.
Learn MoreAcute Onset of Pre-Existing Conditions
Many visitors insurance plans provide coverage for acute onset of pre-existing conditions up to certain extent for persons below a certain age. This benefit is immensely helpful for elderly visitors to the U.S. who may be suffering from pre-existing conditions. It is meant to cover sudden and unexpected emergencies and not meant to cover routine maintenance of pre-existing conditions.
Learn MoreTrip Interruption
In case you need to return back to your home country prematurely due to covered reasons; such as your house is on fire or flooded; trip interruption coverage will help you pay for the additional expenses to make necessary arrangements.
Emergency Medical Evacuation / Repatriation
In case you were to become seriously sick or injured in a remote location while on your trip, emergency medical evacuation would transport you to the nearest medical facility where adequate care can be given. Once you are stable enough to travel, it may also pay for you to return to your home country.
Learn MoreReturn of Mortal Remains
Return of mortal remains would pay for transportation of your remains or local cremation if you were to pass away while on your trip.
Learn MoreLoss of Checked Luggage
If the airline were to permanently lose your checked luggage, this benefit would help pay for the essentials that would be immediately necessary upon your arrival to the destination.
Accidental Death & Dismemberment
This coverage would provide lump sum amount to you or your family if you were to become dismembered or passed away in an accident. Some plans provide coverage only while traveling in a common carrier, such as a plane, bus, or train.
Learn MoreHealthcare is extremely expensive in the United States.
Don't take chances without visitors insurance, get free quotes today!
Visitors Insurance for USA
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Trip Cancellation Insurance
Trip cancellation insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons. While many plans are available only to U.S. residents, some are available to non-U.S. residents.
Annual Multi-Trip Insurance
If you are taking multiple short trips throughout the year, you should consider annual travel insurance instead of buying insurance for every trip. You don't have to remember to buy the insurance for your every trip and it provides a higher amount of coverage at a lower price.
Dental Plan
Many visitors medical insurance plans provide no dental coverage and some provide limited coverage only in case of accidents. Dental and Vision plans are low cost and they complement the visitors medical plans.
Group Travel Insurance
Individual visitors insurance plans are meant for individual and families. For group of 5 travelers or more that will be traveling together and have the same travel dates, it is worthwhile to look at the group travel insurance plans. They provide the same coverage as the individual plans but are usually 10% cheaper.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of visitor medical insurance.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More