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  • Selected policy maximum may be too high, or not available for all ages quoted; try quoting individually.
  • Duration after arrival could be beyond the time frame allowed for the purchase of some plans.
  • Coverage dates specified may be too long, most plans allow a maximum of 364 days initially.
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  • Not all the plans are available in all the places, or for all ages.

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Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident

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Visitors Insurance Coverage for Travelers to USA

Medical insurance for visitors to USA primarily covers unforeseen illnesses or injuries that may occur during your visit to the United States.

Lowest Price Guarantee

Insurance prices are regulated by law, so you're guaranteed to get the best price.

Frequently Asked Questions About Visitors Insurance

  • Is visitor insurance mandatory?

    Insurance for visitors is not mandatory for tourists, but it is essential. The US has the highest healthcare costs in the world, and you may not be able to afford treatment without visitor insurance coverage.

  • Which insurance is best for visitors to the USA?

    The best insurance for visitors to the USA depends on your priorities. Fill out the visitors insurance quote form to get custom quotes for visitors insurance specifically for your needs.

  • Can I buy visitor insurance after arrival?

    Yes, you can buy visitor insurance after arrival in the United States. However, please keep in mind that any event that occurs before the policy’s effective date will not be covered.

  • How much does visitor insurance cost?

    The cost of the visitors insurance USA travelers need depends on your age, the duration of your trip, and the coverages you select. Luckily, it’s easy to find the perfect visitors insurance for your needs. Just fill out the quote form to compare multiple plans and prices.

Types of Visitors Insurance

Compare fixed vs. comprehensive visitors insurance plan types, costs, coverages, payments, deductibles, and PPO network participation.


Fixed Coverage Plans

Comprehensive Coverage Plans


Lower initial cost

Higher initial cost


Pays a fixed maximum amount for covered procedures

Pays a set percentage up to a certain amount then up to 100% to policy maximum for covered procedures


You must pay out of pocket for any additional costs

Covers a much larger portion of treatment costs


Deductible can be once per event, or once per period of coverage

Deductible is typically for entire duration of purchase

PPO Network

No PPO network participation

PPO network participation

Click here for a complete comparison of the two visitors insurance types.

Customer Experiences

Over two decades of excellent customer experiences, read what customers are saying about Insubuy.

  • Insubuy rated excellent on TrustPilot
  • Insubuy rated excellent on Google

Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
  • Expert Advice – Licensed agents are standing by to answer any question you may have.
  • Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
  • Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
  • Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
  • No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.

Looking for a different type of coverage?

Trip Cancellation Insurance

Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.

Annual Multi-Trip Insurance

Coverage for multiple short trips to avoid buying insurance for each trip, offering increased coverage at a lower cost.

Dental Discount Plan

Visitor medical plans may lack dental coverage, some offer limited accident coverage; dental and vision plans complement medical coverage.

Group Travel Insurance

Coverage for groups of 5 or more travelers, they provide the same coverage as the individual plans but are usually 10% cheaper.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More