Trip Cancellation Insurance
Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.
The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
* Please contact us with Quote ID: {{fullQuoteId}} as we may still be able to arrange a plan for you.
Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident
Visitors insurance is health insurance for those visiting the USA from another country. Securing yourself and family members with USA travel insurance primarily covers unforeseen injuries or illnesses that may occur while you’re away.
Lowest Price Guarantee
Insurance prices are regulated by law, so you're guaranteed to get the best price.
Insurance for visitors is not mandatory for tourists, but it is essential. The US has the highest healthcare costs in the world, and you may not be able to afford treatment without visitor insurance coverage.
The best insurance for visitors to the USA depends on your priorities. Fill out the visitors insurance quote form to get custom quotes for visitors insurance specifically for your needs.
Yes, you can buy visitor insurance after arrival in the United States. However, please keep in mind that any event that occurs before the policy’s effective date will not be covered.
The cost of the visitors insurance USA travelers need depends on your age, the duration of your trip, and the coverages you select. Luckily, it’s easy to find the perfect visitors insurance for your needs. Just fill out the quote form to compare multiple plans and prices.
Most visitors insurance plans do not cover pre-existing conditions, or they may offer limited coverage for acute onset of these conditions. It's important to review the policy details carefully to understand what is and isn't covered regarding pre-existing conditions.
Yes, you can purchase visitors insurance for your relatives to help cover unexpected medical expenses during their stay. Make sure to provide accurate information about your relatives when buying the policy to ensure they have the appropriate coverage.
Compare fixed vs. comprehensive visitors insurance plan types, costs, coverages, payments, deductibles, and PPO network participation.
Lower initial cost
Higher initial cost
Pays a fixed maximum amount for covered procedures
Pays a set percentage up to a certain amount then up to 100% to policy maximum for covered procedures
You must pay out of pocket for any additional costs
Covers a much larger portion of treatment costs
Deductible can be once per event, or once per period of coverage
Deductible is typically for entire duration of purchase
No PPO network participation
PPO network participation
Click here for a complete comparison of the two visitors insurance types.
Visitors insurance doesn’t have to be complex. Use our insurance guide for simple answers to your questions.
Browse Insurance GuideOver two decades of excellent customer experiences, read what customers are saying about Insubuy.
I have purchased insurance from Insubuy multiple times over the years and I am very satisfied. Their website is very user friendly and intuitive. Whenever I have any question, I just call their toll free number and they are always available to help with all my questions.
I'm a repeat customer and I love Insubuy. A very good friend of mine put me on. They're affordable and been using them for close to 5 years. Plus, it gives me and my family a sense of peace knowing that I'm covered during my travels. I highly recommend them.
I am a travel advisor and have recommended Insubuy many times for my clients. I like that they give multiple options and the client can decide what is going to work best for them.
This is a very reliable company from which to acquire travel and US insurance. I have used them regularly and I never go anywhere else. When I have submitted claims through the insurance I purchase with them I have little trouble getting reimbursed.
Just taken insurance for my parents travelling to USA from India, Gary Fong has been very supportive and helped is suggesting me to take the right plan that meets my needs both from CVG and cost point of view. Awesome Service!
I am very pleased with the insurance I purchased from Insubuy for my parents. When my mother fell sick, I just showed the insurance card to the doctor. They billed the insurance company directly and everything was smooth. I highly recommend Insubuy to everyone.
I bought the Patriot America Plus travel insurance for my mom prior to her trip coming from China to the United States. Byron Preston was the agent who helped me understand the policy and guided me through the online purchase process. He is very patient and knowledgeable! We are hoping to have a great insurance experience with Insubuy and Patriot America Plus!
I have been using Insubuy for years for Parents visitor medical insurance and have had good experiences during the buying process and pro-rata cancellations if needed. I have worked with 'Victoria' on the recent purchase and she has been super patient and knowledgable too to help with my decisions.
Insubuy has been helping insure travelers for more than 20 years.
Insubuy has helped more than 3 million travelers find their perfect insurance.
Insubuy is an award-winning, US-based travel insurance marketplace.
Insubuy has been an innovator in travel and international insurance since 2000.
Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.
Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.
Covers prepaid non-refundable expenses for trip cancellation reasons; some plans cater to non-U.S. residents.
Coverage for multiple short trips to avoid buying insurance for each trip, offering increased coverage at a lower cost.
Visitor medical plans may lack dental coverage, some offer limited accident coverage; dental and vision plans complement medical coverage.
Coverage for groups of 5 or more travelers, they provide the same coverage as the individual plans but are usually 10% cheaper.
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreSame Price. Better Service.®
There are many advantages in purchasing from Insubuy and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More