Travel Insurance for US Residents Taking International or Domestic Trips

  • Most travel insurance plans have the same price for any duration up to 30 days.
  • For cancel for any reason plans, insuring the full trip cost is required.
  • The initial trip deposit date determines eligibility to purchase cancel for any reason insurance, pre-existing conditions waiver and a few other benefits.
  • If some of the trip costs are for multiple people (such as hotel reservations), split the cost appropriately among travelers.
  • If you don't want to include trip cancellation coverage or trip interruption coverage, you can put $0 as the trip cost or consider purchasing travel medical insurance instead.

Travel Insurance

Travel insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons.

What does travel insurance include?

Travel insurance may be comprised of various benefits, some of these standard benefits include:

Sometimes life happens and plans change.

Don't get caught without travel insurance, get free quotes today!

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Customer Experiences

Over two decades of excellent customer experiences, read what customers are saying about Insubuy.

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Why Buy from Insubuy?

Insubuy has been insuring travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been insuring travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
  • Expert Advice – Licensed agents are standing by to answer any question you may have.
  • Secure Purchase – Insubuy is GoDaddy verified and secured, and a certified TrustedSite.
  • Buy with Confidence – Insubuy is rated A+ with the Better Business Bureau.
  • Self-Service Capabilities – Our MyAccount portal allows you to access and manage your insurance information 24/7.
  • No Spam – You’ll never receive unsolicited spam when you purchase from Insubuy.
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Frequently Asked Questions About Travel Insurance

  • What is travel insurance?

    Travel insurance is trip insurance for American residents taking international or domestic trips. It provides both travel and medical coverage and can include numerous other benefits depending on the plan.

  • Key Benefits of travel insurance (what it covers)

    Though each can differ when you compare travel insurance plans, most feature benefits including:

    • Trip cancellation coverage
    • Trip interruption coverage
    • Travel delay coverage
    • Coverage for lost or delayed luggage
    • Emergency medical coverage
    • Other ancillary benefits including lost passport assistance and emergency cash transfer
  • Why do you need travel insurance?

    You need travel insurance because many of the biggest expenses involved in taking a trip are nonrefundable, such as airline tickets and prepaid hotel bookings. A travel insurance plan can reimburse you for your prepaid, nonrefundable expenses if your trip has to be cancelled, delayed, or interrupted for a covered reason.

  • How much does travel insurance typically cost?

    The cost of international travel insurance and domestic travel insurance can vary depending on the plan you choose, your trip details, your personal details, and the level of coverage you select. Enter your information in the quote form above to see a travel insurance comparison of the plans that meet your needs.

  • Which company's travel insurance is best?

    If you’re looking to compare travel insurance and wondering which company has the best international travel insurance or domestic coverage, you’ve come to the right place. Our website makes it easy to do a travel insurance comparison to see which plan is the best for you. We offer all the best insurance plans from top travel insurance companies. Enter your information in the quote form above to view them.

  • Is travel insurance worth it?

    Travel insurance is definitely worth it because you can’t predict the future. If you have to cancel your trip or become sick or injured on your trip, it could cost you a lot of money. Travel insurance can protect you from those unexpected expenses.

  • Can I purchase travel insurance after booking an airplane ticket?

    Certainly, but we recommend you purchase trip insurance soon after. If something were to happen that causes you to need to cancel your trip before the effective date of the policy, it would not be covered.

Travel Insurance Coverage Options

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Trip Cancellation Insurance

Trip cancellation insurance primarily provides coverage for prepaid non-refundable expenses in case you need to cancel your trip for covered reasons. You would insure your trip costs such as airfare, accommodations, cruise and tour costs.

Travel Medical Insurance

Travel medical insurance would primarily provide medical coverage, while also offering other travel related benefits to you while you are on your international trip. There are multiple types of such insurance plans.

Accidental Death & Dismemberment

This coverage would apply if you were to pass away or become dismembered in an accident. Some plans only cover this benefit if caused as a result of travelling in a common carrier, such as a plane or train.

Annual Multi-Trip Insurance

If you are taking multiple trips in a year, it may be advisable to take an annual travel insurance policy that would provide coverage for you throughout the year. It typically provides a higher amount of coverage and is usually cheaper.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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