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International Student Medical Insurance

Middle Tennessee State University International Students Insurance

Being ranked among the top 400 colleges from amongst several thousand is no easy achievement, especially in The Princeton Review rankings. Middle Tennessee State University (MTSU) achieved this honor in 2020. But the institute is not keen to rest on its laurels. It continues to strive for further academic and research excellence.

MTSU opened its doors in September, 1911, and was christened a university in 1965. An enrollment of over 26,000 (including a sizeable number of international students) on a 500-acre campus makes it a cultural melting pot. The university’s athletic team, the Blue Raiders, is no less famous, given the number of championships it has won.

Nobel Laureate economist James M. Buchanan, and politician Al Gore Sr. are among MTSU’s notable alumni.

Middle Tennessee State University Academic and Research Opportunities

How would you like to pursue a program under the aegis of the United States Army or Marine Corps? Or the Recording Industry Management (RIM) program that is among the most popular at MTSU? Well, these and many more academic programs await you at MTSU. A 20:1 student-to-faculty ratio ensures that faculty members can provide the personalized attention that is essential for complete learning.

The seven colleges in the university offer more than 300 undergraduate and graduate programs to students. Some of them are:


  • Mathematics
  • Biochemistry
  • Management
  • Communication
  • Political Science


  • Aeronautical Science
  • Supply Chain Management
  • Criminal Justice Administration
  • English
  • International Affairs

Health Risks for Middle Tennessee State University International Students

The violent crime rate in Murfreesboro is 4.2 per 1,000 residents. The city is 12% safer than its counterparts in the country. But don’t let these figures scare you. The city does have some unsafe neighborhoods, but the areas in and around the university are as safe as any. 

Murfreesboro is located in the Nashville Metropolitan Area. Nashville is one of the most famous cities in the world for live music, and MTSU students are drawn to its downtown area for nightlife. Be sure to enjoy your free time here responsibly, and never consume alcohol if you are under the age of 21. 

Tennessee does have its share of natural risks that you need to be vigilant about. Tornadoes, flooding, and sudden weather changes are just some of them. You also need to be wary of dangerous wildlife, and heat-related illnesses if you spend time outdoors in the summer. 

The local cuisine can also cause health complications. Tennessee is famous for dishes such as fried chicken and mashed potatoes. While the food is indeed delicious, it should be consumed in moderation. Fried foods are high in cholesterol, fat, and sodium, and can cause health problems if eaten too regularly. 

Cover Your Risks with Health Insurance for Middle Tennessee State University

It would be great if you could predict mishaps before they befall you. Unfortunately, this is not possible. Illnesses and injuries often strike without warning. If you require medical treatment while studying in the U.S., the cost may shock you. It is not something most students can afford to pay for themselves. 

Because health issues cannot be predicted, the best thing you can do is be prepared for them with international student health insurance. A proper student medical insurance plan can protect your finances from massive medical bills. 

International Student Health Insurance for Middle Tennessee State University - FAQs

Do international students need health insurance before joining the Middle Tennessee State University?

It is compulsory for every international student to have health insurance before joining any program at MTSU.

What’s the need for the Middle Tennessee State University health insurance for international students?

Spending a little on your health insurance premium is much better than being forced to spend a lot more on treatment. 

Healthcare prices in the U.S. are exorbitant. If you’ve reached this page, you’re probably familiar with the price of tuition for MTSU and similar schools. Are you aware that spending just a few nights in the hospital in the U.S. without insurance could cost more than your entire education? 

The risk is simply not worth it. Insurance is essential to protect your finances, and is a requirement to attend MTSU. 

How to find the best student health insurance for Middle Tennessee State University?

MTSU automatically enrolls all international students in the MTSU international student insurance plan. However, depending on your visa status, and whether you need to insure an accompanying dependent, you may be able to purchase insurance from an external provider. 

To find the best insurance plan for your needs, compare several plans meeting the requirements set forth by your visa and the university below. Consider the coverage offered compared to the premium charged by each plan, and select the one that is the best fit for your situation. 

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Middle Tennessee State University International Student Insurance Requirements

International Students

MTSU states that all F-1 visa holders are required to purchase health insurance, and maintain coverage for the duration of their stay in the U.S. The school states that international students must have health insurance at all times while in the U.S. to maintain their immigration status. This includes maintaining coverage during the summer when you are not taking classes. MTSU automatically enrolls all international students not sponsored by their home government in the MTSU international student insurance plan with no stated options to waive this insurance plan.

MTSU also requires international students to provide coverage for any accompanying dependents for as long as they are in the U.S. that meets all Department of State standard requirements. F-2 student dependents are able to select any plan shown in the Student (F-1/F-2) section. It is recommended to contact the International Admissions office to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Exchange Visitors

MTSU states that those participating in an Exchange Visitor Program, J-1 Student, J-1 scholars, and their dependents must maintain health insurance coverage for the duration of their program. Insurance coverage must meet minimum U.S. Department of State requirements, or be backed by the full faith and credit of the government of the Exchange Visitor’s home country. All plans under the Exchange Visitor (J-1/J-2) section will meet the requirements mandated by the Department of State. It is recommended to contact the International Admissions office to verify the health insurance requirements prior to purchase, as detailed information may only be provided to the attendee.

Please contact our office for further information. This information is subject to change.

J Visa Insurance Plans

Patriot Exchange Program

ExchangeGuard® Choice

ExchangeGuard® Essential

Student Health Advantage Standard

Student Health Advantage Platinum

StudentSecure® Budget

StudentSecure® Select

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Atlas Essential America

Patriot America Platinum

F Visa Insurance Plans

This school does not allow to purchase outside insurance or no insurance plans available that meet the school requirements.

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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