Travel Medical Insurance for Schengen Area

Schengen Visa Insurance Buying Tips

  • Choose $0 deductible to avoid Schengen visa getting rejected.
  • Name, date of birth and passport number is required to purchase insurance.
  • Instant visa letter is available for Schengen visa insurance after purchase; it is available in email confirmation and/or by online download.
  • Complete separate applications if each person wants to have a separate visa letter. (Not required by consulate)
  • Travel insurance plans are not Affordable Care Act (ACA) compliant.

Schengen Visa Insurance

Schengen visa insurance is mandatory for most non-U.S. citizens traveling to Schengen countries in Europe. It is also required for U.S. citizens traveling to Schengen areas for longer than 90 days.

What does Schengen visa insurance include?

Schengen visa insurance may be comprised of various benefits, some of these standard benefits include:

Your domestic health insurance does not meet the Schengen visa insurance requirements.

Don't get your Schengen visa rejected, get free quotes today!

Get your free quotes today!

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Why Buy from Insubuy?

Insubuy has been helping insure travelers for more than 20 years.

Insubuy has helped more than 3 million travelers find their perfect insurance.

Insubuy is an award-winning, US-based travel insurance marketplace.

Insubuy has been an innovator in travel and international insurance since 2000.

Insubuy has been helping insure travelers, international students, and expats for over two decades, offering a one-stop-shop insurance marketplace for quick and easy coverage in minutes, all backed by superior customer service.

Our industry-leading website makes it simple to compare plans side by side and ensure you’re getting the best coverage for your needs. And if you ever need assistance, our Plano, Texas-based customer service agents are available to help when you need it.

  • Lowest Price Guarantee – Insurance prices are regulated by law, so you’ll always get the best price.
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Frequently Asked Questions about Schengen Travel Insurance

  • Who needs Schengen Insurance?

    Anyone who is required to get a Schengen visa is also required to purchase compliant travel medical insurance for Schengen Area countries as part of their visa application process. You must show proof of compliant Schengen insurance coverage to the embassy or consulate in order to get your visa.

  • What 5 countries are not in Schengen area?

    As of 2024, 29 countries in Europe are Schengen member states, and thus require residents of many nations to apply for a Schengen visa to visit them. Some countries that are not currently a part of the Schengen area include the United Kingdom, Serbia, Bosnia and Herzegovina, Belarus, and Ukraine. Non-Schengen countries will each have their own visa requirements.

  • Why Insubuy vs. other Schengen visa insurance options?

    We make purchasing travel medical insurance for the Schengen area quick and easy. Just enter your information in the quote form above to get instant quotes from various providers and easily compare plans. You can purchase coverage online in minutes, after which you’ll receive an instant visa letter via email to present to the embassy or consulate. And if you ever have any questions, we have licensed, USA-based agents standing by to assist you.

Schengen Visa Insurance

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Travel Health Insurance

While our Schengen visa insurance section lists the selected products that provide an immediate visa letter, there are more travel insurance products to choose from for those travelers that are not in a hurry. Such products may provide some benefits that other travel insurance products may not provide such as coverage for pre-existing conditions under certain circumstances.

Annual Multi-Trip Insurance

If you are visiting Europe several times during a given year, consider purchasing annual multi-trip travel insurance that would cover you for any number of trips in one year. It is cost effective and provides a high amount of coverage. Moreover, you don't need to worry about buying it for every trip.

Trip Cancellation Insurance

If you were to cancel your European trip, travel providers may not give you the refund of your prepaid trip costs. You can purchase trip cancellation insurance to cover them for covered reasons. Alternatively, cancel for any reason travel insurance is available as well so that you can plan your worry-free European tour.

Group Travel Insurance

Group travel insurance is suitable for Europe group tours where 5 or more travelers have the same trip duration. It is usually 10% cheaper compared to individual travel insurance and still provides an individual visa letter for each person to present to the European consulate.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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