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Schengen Visa Insurance
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Temporary Insurance for US Citizen in the US Permanent Insurance for Non-US Resident
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Schengen Visa Insurance
Schengen visa insurance is mandatory for most non-U.S. citizens traveling to Schengen countries in Europe. It is also required for U.S. citizens traveling to Schengen areas for longer than 90 days.
What does Schengen visa insurance include?
Schengen visa insurance may be comprised of various benefits, some of these standard benefits include:
Emergency Medical Expenses
It is a mandatory benefit for Schengen visa insurance. If you were to get sick or injured while on a trip, this benefit would pay for eligible medical expenses. Your domestic health insurance may not provide the coverage outside the U.S. or it may be subject to higher deductible, higher coinsurance and higher out of pocket maximums.
Instant Visa Letter
Soon after purchasing Schengen travel insurance, you will either receive a visa letter as an attachment in an email confirmation or you can download it from this web site. You can present that letter to the Consulate at your visa appointment.
Trip Interruption
Trip interruption is a valuable benefit that would pay for making necessary travel arrangements if you needed to return home earlier than planned due to covered reasons such as death of a close relative or your primary residence is flooded.
Emergency Medical Evacuation / Repatriation
It is a mandatory benefit for Schengen travel insurance. If you were to get injured or seriously sick, it would pay for transportation to the nearest medical facility where adequate care can be given. Once you are stable enough to travel long distance, it may also pay for you to return to your home country. Your domestic insurance would not provide such coverage.
Return of Mortal Remains
It is a mandatory benefit for Schengen visa insurance. In the unfortunate event that you were to pass away on your trip, this benefit would help your family bring the body back to your home country or arrange for local cremation.
Accidental Death & Dismemberment
In case of accidental death or loss of one or more limbs, this benefit would provide a lump sum benefit to your family or you. Some insurance plans provide higher coverage if caused as a result of traveling in a common carrier, such as airplane, train or bus.
Your domestic health insurance does not meet the Schengen visa insurance requirements.
Don't get your Schengen visa rejected, get free quotes today!
Schengen Visa Insurance
Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:
Travel Health Insurance
While our Schengen visa insurance section lists the selected products that provide an immediate visa letter, there are more travel insurance products to choose from for those travelers that are not in a hurry. Such products may provide some benefits that other travel insurance products may not provide such as coverage for pre-existing conditions under certain circumstances.
Annual Multi-Trip Insurance
If you are visiting Europe several times during a given year, consider purchasing annual multi-trip travel insurance that would cover you for any number of trips in one year. It is cost effective and provides a high amount of coverage. Moreover, you don't need to worry about buying it for every trip.
Trip Cancellation Insurance
If you were to cancel your European trip, travel providers may not give you the refund of your prepaid trip costs. You can purchase trip cancellation insurance to cover them for covered reasons. Alternatively, cancel for any reason travel insurance is available as well so that you can plan your worry-free European tour.
Group Travel Insurance
Group travel insurance is suitable for Europe group tours where 5 or more travelers have the same trip duration. It is usually 10% cheaper compared to individual travel insurance and still provides an individual visa letter for each person to present to the European consulate.
Insurance Guide
Our insurance guide makes it very easy to navigate the complexities of Schengen travel insurance.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More